The old Amerindian wanted a loan for $500. 
The banker pulled out the loan application, "What are you going to do with 
the money?"     
"Make jewelery and sell," was the response. 
"What have you got for collateral? 
"Don't know collateral."        
"Well that's something of value that would cover 
the cost of the loan.  Have you got any vehicles?"         
"1949 Chevy pickup."         
The banker shook his head, "How about livestock?"     
"Have horse."         
"How old is it?"         
"Don't know. No teeth."         
The banker decided to make the $500 loan anyway.   
Several weeks later the old man was back in the bank. He 
pulled out a roll of bills, "Here to pay." he said. He then 
handed the banker the money to pay his loan off.         
"What are you going to do with the rest of that money?"         
"Put in tepee."         
"Why don't you deposit it in my bank," he asked.         
"Don't know deposit."         
"You put the money in our bank and we take care of it 
for you.  When you want to use it, we give it back."         
The old Indian said, "What you got for collateral?"  

”The problem with socialism is that eventually you run out of other people’s 
money.” 

(Margaret Thatcher) 
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