I do not favor the continuation of the Truth-in-Sale-of-Housing REQUIRED
REPAIRS program. The Truth-in-Sale-of-Housing program is not what is in
question.  The required repairs component of Truth-in-Housing was
instituted to get at chronic health and safety issues.  Ones that were
passed on from owner to owner and often to poor owners.  Requiring items
to be repaired at the point of sale was the mechanism to protect future
homeowners from these items getting passed along, unresolved.  An
inspection is required by a private inspector and if there are required
repairs noted, the repairs HAVE to be done, by either the seller before
closing or the buyer within 90 days of closing.  But, unfortunately, it
has ended up to be a bureaucratic nightmare and actually become
financially overwhelming to poor home owners.  Yes, I am a Realtor,
living in West Calhoun and probably sell more higher priced houses than
lower priced ones.  I also was a Project for Pride in Living Associate
Director in the 70�s.  And truly, my passion is for this city - all of
it.  I do sell lower priced houses (yes, there are lower priced houses
in the city.).  My last closing was in Central, selling for $74,900. 
The buyer will have payments of less than $500.

Too often it is the poor who are without professional counsel, someone
to look out for their best interest, who end up spending more for
repairs for this program, who have little time and skills to manage
these items logistically and, let alone, the anxiety of the process that
spends their energy resources.  The system doesn�t work well enough to
warrant the programs continuation.  The more affluent areas, yes, are
put off by the program, because it�s just a hassle.  These sellers
usually contract a Realtor, who has learned how to make the process as
manageable as possible:  have a pre-inspection, get the required repairs
done without involving the Inspections Department and, then, have the
house �re-inspected� by the Truth-in-Housing private inspector and a
clean bill of health is given.  Thus, the housing stock is continually
upgraded and the time consuming, costly route is avoided.  This route
also has little revenue that is being produced for the City.  The costs
are being borne by the poor, the individuals going though the process
without an advocate.   

The system hurts, not helps.  We need to continue the Truth-in-Housing
Reporting but with no required repairs.  As mentioned previously in
posts:  yes, most buyers are hiring private inspectors to do an
independent report.  I believe in this so much, that I offer to my
buyers, if they can�t afford it, I�ll pay for it($250-$350), because one
can�t afford not to have it.  But that�s because I�m their advocate.  I
use the very watered down Truth-in-Housing Report as a tool to educate
my buyers about how a house operates, but I go far beyond what the
report says.  It�s just a guide, a consumer report.  As I tell my
clients, it�s like a car: it�s a pretty color, the interior is comfy,
etc, but under the hood is what you�re really paying for, know what�s
under there, know enough to know it needs repair.

The required repairs program had noble ideals, but it got weighted down
by it own magnitude.  What system works better: I have ideas, but the
present one needs a burial.  As a Realtor, out there everyday, working
the �beat," I believe something better could be put together.  The City
would do well to tap us Realtors for guidance.

Meg Forney
West Calhoun
_______________________________________
Minneapolis Issues Forum - A Civil City Civic Discussion - Mn E-Democracy
Post messages to: [EMAIL PROTECTED]
Subscribe, Unsubscribe, Digest option, and more:
http://e-democracy.org/mpls

Reply via email to