Everyone should know what "affordable housing" means in Minneapolis.

A single person, making $32,220 qualifies for "affordable housing."
A developer may charge that person $805 rent for a studio apartment,
including utilities.

A five person family making $49,680 qualifies for "affordable housing."
A developer may charge that family $1,035 rent for a 2 BR apartment,
including utilities.

All of the "affordable housing" calculations are based on AMI (Area Median
Income.)  The AMIs used in Minneapolis are as follows:

1 person    $53,700
2 persons   $61,400
3 persons   $69,000
4 persons   $76,700
5 persons   $82,800

If persons make 60% of these figures (60% of AMI) they qualify.

Here are the "affordable rents" that developers may charge persons at 60%
AMI, including utilities:

Studio     $805
1 BR       $863
2 BR       $1,035
3 BR       $1,196
4 BR       $1,335
5 BR       $1,472

Now you know what's "affordable."

A development like The Village at St. Anthony ($95 million) needed only 30
"affordable units" to qualify for taxpayer guaranteed financing.

Steve Minn's development is receiving $23.7 million in housing revenue
bonds from the City and County, plus $3.2 million in tax increment
financing - for 221 units.  I couldn't tell from Neal St. Anthony's article
how many units are "affordable."

In addition to the $26.9 million, Minn will receive another $3 million by
selling "tax credits" to rich guys.  Now were up to $29.9 million for 221
units - $135,294 per unit.

An MCDA official (Hemmerlin) in charge of this deal said "they also brought
nearly $2 million in cash into the project."  Could we see copies of the
cancelled checks Mr. Hemmerlin?  Assuming this is true (which I doubt), the
project cost goes up to $31.9 million for 221 units - $144,344 per unit.

Does anyone really think this is affordable housing?  Steve Minn ends up
with a $30 million asset.  How does that help people who cannot pay $500
per month for apartments that are available now?

Vicky Heller
North Oaks and Cedar-Riverside

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