Now that the money is gone, people are zeroing in on what's really
important.  Better late than never.

More good news:  Being broke brings out the best in people.  This was
certainly true in my career.  It wasn't until my two partners said "not one
more penny" that I started using my head instead of my mouth.  From then on
my pattern changed FROM spend, spend, spend, work TO work, work, work,
spend.

Easy money makes people lazy and careless.  If it takes a crisis to get us
spend wisely, then crisis is a good thing.

Vicky Heller
Cedar-Riverside and North Oaks




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