> [EMAIL PROTECTED] asks:
 
Why so many people with out stable housing?  That is a
great question with a long answer.  

SAM here: 
Here's a guess: spotty credit reports and rental
histories, inability to come up with move-in expenses.


Craig says:
Get a roommate, bump up to a 2br, and the savings are
readily apparent.  Savings of almost
> $300 per month.  Take that times 36 months and you
have $10,800.  

SAM here:

I agree. I also feel that not everyone has the living
skills to live with a roommate. When we rented to two
single women they were regularly calling the police to
settle their conflicts. When I volunteered with People
Serving People I received a hysterical call at
midnight from a woman whose roommate had thrown her
out.

As for Vicky's meticulous post about how much a
minimum-wage worker can afford, those calculations are
based on a perfect world: no catastrophic illnesses,
no transmission overhauls, not one unforeseen expense.
One such expense can send me into a tailspin, and I'm
not a minimum-wage worker. 

I am not making excuses for why people are unable to
find housing, just pointing out reasons why since
people are asking why. A good book to read is Nickel
and Dimed by Barbara Ehrenreich.

Susan Maricle
another former rental property owner in Folwell
now of Bruno MN

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