I need to correct one number below.  Each person sharing the $600 apartment
need make only $5.75/hour, not $6.75/hour as I wrote below.  I need to
sharpen my own pencil a little bit.

David - please forgive me for my 3rd post today -- I felt I had to correct
my error ASAP.

Mark Anderson
Bancroft

----- Original Message -----
From: "Anderson & Turpin" <[EMAIL PROTECTED]>
To: <[EMAIL PROTECTED]>
Sent: Monday, March 03, 2003 1:04 PM
Subject: Re: [Mpls] Realism in Housing: RT and Police-community Relations


> Jim Mork wrote:
> > The definition I've heard of "affordable housing' is 30 percent of
income.
> A $600 apartment, if ALL utilities are included, costs $7200 a year.
> $7200/.3 is $24,000 a year.  $24,000/2080 = $11.50 an hour.  Retail
> employees don't MAKE $11.50 an hour.  And that is what the modal employee
> does.
> >
> > If you make $7.50 an hour and IF you have 40 hour/week job, you make
> $15,600.  Doing the rest of the math, it means an "affordable" domicile is
> $390 a month INCLUDING utilities.
> >
> > So, now which of you geniuses is renting for $390/month?
> >
> Mark Anderson reply:
> Jim --  the point you missed is that we were discussing full-time single
> people, and so the apartment needs to be shared with another person.  Then
> each person only need make $6.75/hour, even based on your dubious maximum
of
> 30% for housing.  Back when I was poor, I never even considered renting an
> apartment by myself, because I knew I couldn't afford it.
>
> Concerning the first places I rented as an adult:
> As I recall, when I was a student in the mid '70's, I usually found a
place
> that cost a bit less than $100/month.  Counting work and my social
security
> payments (because my father died), I was probably making about $5000/year.
> So I was paying less than 30% on housing.  Of course I was paying tuition
> too, and saving money when I wasn't between jobs.
>
> On rooming houses:
> I sure think the prohibition against more than 3 unrelated persons in a
> residence should be repealed.  I think it's basically an anti-poor person
> law pushed by neighbors who figured that such houses would be party
houses.
> One of the down sides of neighborhood empowerment.
>
> Mark Anderson
> Bancroft
>



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