Tuesday, June 10, 2003
ACORN files HUD complaint against 
First State Mortgage

Louise Davis is a 69-year-old African A
merican woman who has owned her home in 
North Minneapolis since 1984. She receives 
$961 a month from Social Security. She had 
just about $30,000 left on her mortgage 
and a monthly payment of $417, including 
taxes and insurance. In addition, she had 
a few smaller loans which she had gotten 
through special home improvement programs 
and which had below market interest 
rates.

She needed to make some additional 
improvements, and a mortgage broker 
arranged for her to get a loan through 
First State Mortgage. The $82,500 loan 
included over $7,000 which she didn�t 
know about. The loan was at 10.75% interest 
with a monthly payment of $777, NOT including 
taxes and insurance. Ms. Davis is not able to 
afford the payments and is in danger of 
losing of her house.

http://www.insightnews.com

http://www.insightnews.com/articles.asp?mode=display&articleID=666

Posted by Shawn Lewis, Field Neighborhood




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