Protected property rights includes a lot more than real estate.

Your money is your property.  If you cannot keep the fruits of your
labor, what are you?  Historically, you would be called a slave.

Your identity is your property; the theft of which is a felony.

Your ideas are your property; thus copyright laws.

Real estate, or anything else that you buy with your money is your
property; and "deadly force" can still be used to protect it.

Clearly, zoning laws and local ordinances can dictate the use of real
property - things one must consider when purchasing as part of a risk
evaluation.  If I pay high density prices for land that is zoned R6,
and the City arbitrarily changes the zoning to R2, I lose millions of
dollars (this happened on the West Bank.)  If I buy property in a
pedestrian commercial zone, it is my responsibility to know what is
allowed and what is not, and I should be able to rely on local
government to uphold and enforce its own rules.  Minneapolis routinely
ignores and violates its own ordinances for political expedience:
Many Listmembers have written extensively about this including Jim
Graham and myself.

Eva Young asked for an example of government denial of property rights
as it relates to affordable housing.  In 1995, I was ready to build
102 apartments on 2 acres that I already owned.  BorSon Construction
bid $35,000 per unit for construction - all 1 BR units with private
balconies facing downtown Minneapolis with 102 surface parking spaces
(all architectural work was done by Ralph Rapson).  The property was
zoned high density (R6) and I didn't need any variances or money or
anything from the City.  Rents would have been in the $500 - $600
range as I recall.  Of course I wouldn't have paid myself a
"developer's fee" or a "construction supervisory fee" or an "asset
management fee" or a "partnership management fee" or a "property
management fee."  There would have been no "bond underwriting fees" or
"credit enhancement fees" or "other soft fees" or "administrative
fees" piled on to the mortgage debt.  Low debt, low taxes, low
operating costs = low rents.

Contrast this scenario with recent construction in Minneapolis:  Steve
Minn's Stone Arch Apartments @ $148,000 per unit, or The Village at
St. Anthony @ $500,000 per unit - or even the handful of Hollman
units.  What ever happened to the $110 million that HUD provided for
the 700 Hollman units anyway?

To explain all of the ramifications of over-regulation, public
interference, and government lending would require an entire book.  I
don't have the time or energy to write one, but James Bovard did.  I'm
sure the Minneapolis Public Library has copies of "Lost Rights."
Check it out!  (pun intended)

Vicky Heller
North Oaks



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