Dyna Sluter wrote:

>Since then the market has crashed....<

Dyna, 
This simply isn't true. Your block may or may not be seeing declining housing 
prices. But they aren't declining in the rest of the northside; they're going 
up. 

I know this can't continue forever; certainly not double-digit annual 
increases. But there's no evidence I can see suggesting a decline. There's a lot of 
nice, older houses in this area, and they have been underpriced compared to 
their equivalents on the south side. People are realizing that you can own a 
fairly nice house close to downtown for a lot less than a townhouse that comes 
with an hour's commute each way.

Yes, there was a flipping operation a few years ago. Many of the flips were 
in the area surrounding my house. It did slow the appreciation of prices; it 
didn't stop it and now the rise is going full steam. I've locked in a low 
interest rate and kept enough equity to handle a downturn.

As for the landlords, well, it's a speculative business. If one looked at the 
situation two years ago, it seemed that owning rental property was a sure 
ticket to endless wealth. Rents had been rising sharply for years. A lot of 
people who didn't know a lot about running rentals paid a premium price for 
property.

Then we had low interest rates, and a boom in rental construction. Some 
renters became homeowners at the same time as a lot of new units came onto the 
market. Now rents are declining, and some landlords are hurting. It happens. The 
market will correct imbalances.

Dyna, if your block has empty lots, it's an anomaly. Empty lots on the 
northside are becoming pretty scarce. You see a hole, a few days later a foundation, 
then four trucks carrying sections of a manufactured house, and in about a 
month there's a new house for sale.

Why do I live here? I moved here to be with the one I love. But somehow, a 
small-town raised, politically conservative guy fell in love with this city, 
too(music swells). Sure, there's a lot of things I want to see changed. But 
changes are happening. 26th Avenue North is nowhere near the open-air drug bazaar 
it was three years ago. Yes, you can still buy there. But there's less than 
there was (thanks, Dennis Plante, and those like you who keep up the fight).

The city government is a nightmare to me; they're willing to give my money to 
corporations and developers as well as the "good" people who run their own 
non-profit empires in the name of public service. 

But I can find amazing meals at good prices in restaurants. There's a 
reasonably-priced theater production every day of the week. People here live in real 
houses with real yards. A person can be different from his neighbors, yet get 
along with all of them pretty well. There are amazing stores like Surdyk's--an 
incredible selection of drink and food, with smart, helpful staff, and still 
prices lower than chain stores.

Or go to the uptown Lund's on a Saturday, and see the 80-year old woman who 
has lived in the neighborhood since 1939 in line behind the girl whose eyebrows 
have more metal than a Toyota and who wears black lace lingerie as 
outergarmets. Go to Lake Calhoun and see the young hardbodies strut for each other, as 
they have for the past century. Take a canoe through the chain of lakes. Spend 
a day being another person at what is still the biggest and best ren faire in 
the world.

This summer you can play mini-golf at the Walker Sculpture Garden. Sure, the 
Ice Palace is cheesy, but 750,000 people still went. Learn Scottish dancing. 
Choose from about a thousand different yoga stores. Visit the model railroading 
exhibit in Bandana Square. Cool off in Lake Nokomis. Listen to people carp 
about the idea that Don Samuels *isn't black enough.*

Yeah, the taxes, insurance, and general lack of driving ability really do 
grind on you. But I can't imagine living elsewhere.

--M. G. Stinnett
Jordan
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