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New Message on MumbaiUserGroup

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From: Dondribaba
Message 3 in Discussion

Hi Mudassar Ansari,
 
For any kind of Integration of Website for Online Payment processing you need 
to have a Merchant account with a Payment Gateway to process your transactions.
 
You can approch ICICI bank, City Bank or Bill Desk etc for having such an 
account. Once you have a Account with any gateway you will have to use SSL 
Certificate provided by gateway with payment integration pages of your website 
to supprot https and configure your Web server accordingly.

 
 
I would suggest you to go with BillDesk as they allow majority of Banks for 
payment processing.
 
Secondly, Once you approach a Gateway you have two options for Payment 
processing.
1. Redirect Users to the Bank's Online Application with user knowing he is 
being redirected.
2. Integrationg 3rd party components provided by Payment Gateway in your site.
 
For example you can look at the famecinemas.com site which redirects its users 
from its site to payment gateway.
 
Integration cost of the site with payment gateway will be high due to higer 
maintainance and transaction tracking to developed at your end. Transaction 
logging will have track succesful, failed or errors causing pay processing to 
fail. so quote high as Integration will be simple but logging will add some 
complexity to it.

 
regards
Nikunj bhanushali
 


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