Hey all,
 
I checked out ProPay.  It seemed like a good deal until...
 
Yesterday I printed out the agreement.  Today, I went to sign up...the
website was gone!!!!  Also I researched it further and it turns out that in
January of this year, they had some credit card fraud issues.
 
In my research I came across:
 
http://credit-card-processing-review.toptenreviews.com/cardservice-internati
onal-review.html
 
The best CC processing service in their opinion is Flagship Merchant
Services.  Here's what they had to say:
 
Average Approval Rating:   Excellent
<http://www.toptenreviews.com/i/rev/site/4_0.gif> 


Flagship Merchant Services has a 98% approval rating of all their
applicants-one of the highest approval ratings in the industry. Flagship
Merchant Services does not charge an application fee.

Cost Per Month*:   Excellent
<http://www.toptenreviews.com/i/rev/site/4_0.gif> 


Flagship Merchant Services has one of the lowest monthly costs, depending on
the amount of business you do and the number of charge backs you have. They
include a $10.00 monthly payment gateway fee, $7.95 Statement fee, and a
$15.00 monthly minimum and a 2.14% discount rate (for card not present and
1.59% for card present) with a $0.24 transaction fee.

Startup Cost:   Excellent <http://www.toptenreviews.com/i/rev/site/4_0.gif> 


In order to sign up for Flagship, all you have to do is fill out an
application-processing is free. After that, simply pay your monthly fees.

Account Setup Time:   Excellent
<http://www.toptenreviews.com/i/rev/site/4_0.gif> 


Flagship Merchant Services has the fastest turnaround time due almost
entirely to their paperless application process. They can approve your
application within one day of receiving it. Some other credit card
processing companies require a wait of 4 to 6 days while they communicate
with their underwriter.

Customer Service:   Excellent
<http://www.toptenreviews.com/i/rev/site/4_0.gif> 


The customer service is excellent. All merchants are given a toll-free
number they can call 24/7 for technical support or general customer support.

For sales, you can contact Flagship using several methods, including phone
(866-382-9179), email
<http://www.halstats.com/button_press.php?url=http%3A//www.flagshipmerchants
ervice.com/contact/contact.htm>  or "request
<http://www.halstats.com/button_press.php?url=http%3A//www.flagshipmerchants
ervice.com/signup/signup.htm> more info" form. When we contacted
<http://www.halstats.com/button_press.php?url=http%3A//www.flagshipmerchants
ervice.com/> Flagship Merchant Services, we were instantly connected to a
sales representative who answered all our questions. Sales representatives
are available Monday-Friday 9 am to 8 pm and Saturday noon-5 EST.

Internet Based Features:   Excellent
<http://www.toptenreviews.com/i/rev/site/3_5.gif> 


Flagship Merchant Services offers a merchant
<http://credit-card-processing-review.toptenreviews.com/what-is-a-merchant-a
ccount.html> account, a virtual terminal and a payment gateway through First
Data Global Gateway. First Data Global Gateway, formerly known as Linkpoint,
is on of the most trusted and respected gateways in the industry. The First
Data gateway includes a virtual terminal, secure web server, reports, fraud
protection and more. Flagship's relationship with First Data provides you
with one of  the best, most well-rounded gateway services on the internet

P.O.S./Swiper Based:   Excellent
<http://www.toptenreviews.com/i/rev/site/4_0.gif> 


Flagship Merchant Services offers a choice between three different
Point-of-Sale models for physical store locations. They don't offer a
shopping cart with their services, but provide a link to a separate page
where a shopping cart is available.

Summary:  


Overall, Flagship Merchant Services is an outstanding credit card processing
service. With no startup fee and a low monthly cost. Flagship Merchant
Services will provide you with the best overall service for all your credit
card processing needs.

 

I'm gonna investigate further but I wanted to share this FYI.

warm regards,

Simmy Bredal-Bell 
Vicki Peters Nail Products  

Team Vicki Partner
Brick, NJ
 <mailto:[email protected]> [email protected] 

 

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