----- Original Message ----- > From: "John Levine" <[email protected]>
> Although banks have different tradeoffs in risk management than you > might like, they're not dumb. I expect they figured that the increased > volume from not slowing down transactions and demanding more than makes > up for whatever the increased fraud. This theory is reinforced by my > observation that at my local supermarket, they don't even ask for the > signature that they don't look at for purchases under $50. Another point here is that *just asking for ID, and observing the patron's mien when they give it to you* filters out 2 whole categories of low-hanging fruit attackers. Cheers, -- jr 'each user discovers a new category of bugs' a -- Jay R. Ashworth Baylink [email protected] Designer The Things I Think RFC 2100 Ashworth & Associates http://baylink.pitas.com 2000 Land Rover DII St Petersburg FL USA http://photo.imageinc.us +1 727 647 1274

