T H E N O T A R Y N E W S Published by Victoria Ring, CNSA http://www.50statenotary.com http://www.bankruptcybook.net ________________________________________________ ������������������������������������������������ ������������������������������������������������ Missed an issue? Read past issues at http://www.50statenotary.com/ezine/ You can also read this issue online at http://www.50statenotary.com/ezine/issue67.html Get your copy of The Best of The Notary News � Volume 1, which contains all the best from Issues 1 through 52. Visit http://www.50statenotary.com/ezine/book/ ________________________________________________ ������������������������������������������������ ������������������������������������������������ ISSUE 67 � December 30, 2004 (Early issue due to upcoming New Year�s holiday weekend)
IN THIS ISSUE: ** For Bankruptcy Forms Processors Only ** A Suggestion for Dealing with Low-Paying Signing Jobs ** Marketing Idea for Bankruptcy Forms Processors and Notaries Adding This Service to Their Business ** Press Release: FREE LISTING FOR MOBILE NOTARIES DOING NON-LOAN WORK ** Comments and Advice from Notary Signing Agents ** Rate this Ezine ** Bible Verse of the Week ** Resource Links for Notary Signing Agents ________________________________________________ ������������������������������������������������ ������������������������������������������������ FOR BANKRUPTCY FORMS PROCESSORS ONLY Several of you who have purchased my book, How to Start a Bankruptcy Forms Processing Service have contacted me asking for someone to contact who has been successful with this business. I have now obtained permission from Andy Matyac to pass his name and contact information along to anyone interested in this business. Andy purchased the bankruptcy book back in September and today he called and said he picked up another attorney as a client who has offered to pay him $425 per petition he processes. Andy may be like many of you - he was skeptical at first. He had no legal training and was not a paralegal. But now that he has put the tools he learned from the book into action, his business is growing on a daily basis. Feel free to contact Andy at the contact information below: Andy�s Bankruptcy Website: http://www.bankruptcylawyerassistance.com/ Click on �Contact� for Andy�s phone number, address and email information. If you have not purchased your copy of How to Start a Bankruptcy Forms Processing Service, read the information at http://www.bankruptcybook.net or contact Andy. ________________________________________________ ������������������������������������������������ ������������������������������������������������ A SUGGESTION FOR DEALING WITH LOW-PAYING SIGNING JOBS I had the pleasure of talking to one of our subscribers by telephone last week. This gentleman is a very experienced notary signing agent who works directly for title and mortgage companies. He told me that in the past he has always been paid a minimum of $200 per closing but within the past several months, both the mortgage and title companies have dropped their rates. Some are even asking him to work for an unheard of amount of only $30. This is shocking! I cannot believe that any company would have the nerve to ask a notary to complete an entire loan signing for $30. That is outrageous! Unfortunately these companies are getting away with it because there are notaries out there so desperate to earn money, they accept the assignment. But these notaries never once consider the fact they are losing money every time they accept them. Besides, accepting low-paying jobs like this will NEVER advance their business. Instead, they are detrimentally hurting their business and could lose it entirely if they do not change their company policies. So what is the solution? There are 100s of solutions to any problem, but one suggestion I have for notaries in this situation is NOT to provide travel expenses for jobs paying less than $75. In other words, when the company called and asked me to accept a signing job for $30, my response would be �And how much is paid for the signing with travel expenses included?� If the company said they did not pay extra for travel expenses, I would accept the assignment and have the borrowers travel to my home office to complete their paperwork. Additionally, I would make the company aware that since I was accepting this low fee of only $30, I would need to require they send all the documents by overnight mail. If they said I would be receiving edocs that needed printed on my office printer, I would alert the company there was an additional $30 charge for printing. (Besides, it would cost them at least $30 in printing and overnight postage anyway. Since you are doing them a favor by printing the documents and providing a copy to the borrower, you are to be compensated for this additional overhead expense.) So if you are notary in such desperate financial need that you must accept a $30, $40 or $50 assignment � remember that if you are printing edocs as well as traveling to the borrower�s home � you are LOSING money. In fact, you are paying companies to do business with you. If you keep this behavior up, your company will fold and you will be out of business. One solution to getting yourself out of a desperate financial situation so you can tell those companies to �take a hike� and only accept the good-paying assignments is to add on additional services to your business. There are literally thousands of different opportunities for notaries in the real estate and legal-related fields. I have covered just a few in my book, How to Start, Operate and Market a Freelance Notary Signing Agent Business,� and more within The Notary News, and plan to make a future video that provides even more ideas. In the meantime � start looking for other products and services (where you can utilize your notary public skills) to add-on to your company and start building your company instead of destroying it. ________________________________________________ ������������������������������������������������ ������������������������������������������������ MARKETING IDEA FOR BANKRUPTCY FORMS PROCESSORS AND NOTARIES ADDING THIS SERVICE TO THEIR BUSINESS Here is an idea where you can put your skills as a bankruptcy forms processor to good use and make some great money. The office of mortgage brokers are normally inundated with loan applications that have been turned down due to bad credit problems. These mortgage brokers would love to turn these applicants into approved loans but many of these people need to file bankruptcy first. Therefore, most mortgage brokers tell the applicants to find an attorney and file bankruptcy � but few of them do. Why would a loan application be approved if a person files bankruptcy? Because when a person files a Chapter 7 bankruptcy, they cannot file another one for a minimum of 6 years. Banks will grant loans to people who have discharged a bankruptcy because they know they will not be able to file bankruptcy on the mortgage loan they grant them. (Besides, a home loan is a secure asset.) So while it may sound strange � banks would rather give loans to people who recently discharged a bankruptcy than to people with bad credit who have not filed bankruptcy. Once you have completed the training I provide in How to Start a Bankruptcy Forms Processing Service you can contact mortgage brokers in your area to assess the amount of �turn downs� they have that would benefit from filing bankruptcy. Then you can take these figures to a bankruptcy attorney in your area and offer to provide the attorney with more business if you are paid to draft the bankruptcy petitions. Any attorney would be crazy to turn down a free and steady income stream. This is only one of many ideas to kick-start your bankruptcy forms processing business. As you can see � the real estate industry and bankruptcy do cross-paths. Therefore, many notary signing agents are adding the bankruptcy forms processing service to their existing business. This way you can cover �both sides of the fence.� So if you want to increase your income drafting documents for attorneys at home, check out http://www.bankruptcybook.net for more information. ________________________________________________ ������������������������������������������������ ������������������������������������������������ COMMENTS AND ADVICE FROM NOTARY SIGNING AGENTS Dear Victoria: I love The Notary News. It is very informative and I am very glad I purchased both of your books (signing agent and bankruptcy). I have been doing so much business as a signing agent and have teamed up with another friend and we get so many calls it is wonderful. We have finished reading the bankruptcy book which also was very informative however we have not implemented anything yet but we do plan to in the coming year. I wanted to let other notaries know there are NSAs out here doing very well and perhaps encourage them through the �slim� times. (Jeannie O) ----------------------------------------------------------------------- Dear Victoria: Regarding the subscriber's letter about you being "dogged" on the forums (Issue #66 of The Notary News) I have the following comments: If I were you, I'd hire someone to "dog" me about three to five times per year on the forums. I am not making light of the attacks, but, in this case, one great result of the "dogging" is that it garnered a good deal of interest in your website. Notaries who had never heard of you before learned by following the dog threads: (1) There is a Christian element attached to Victoria Ring, and contrary to popular belief, a good many notaries have an interest in affiliating with a Christian notary in Ohio. (2) There is a newsletter with free information to subscribe to on your website (3) Many notaries who write regularly on the forums affiliate their websites with yours (4) There is an affordable book giving an overview of signing agent procedures for sale on your website. Thanks to the rather thorough "dogging" you received, curiosity from this situation drove visitors to your site, and then to my site. It would be my guess that MANY sites in your 50statenotary.com directory earned extra hits this month as a result. If folks don't understand the basics of internet marketing and the value of hits scored, this will not mean much. However, I do. Thus, I can say where "dogging" is concerned in this instance: Every dog is a good dog! Sincerely, Brenda Stone, College Station, Texas ---------------------------------------------------------------------- Dear Victoria: It is Christmas morning and here I am at the computer working instead of what I need to be doing. I am amazed at the notaries that do something just because some company told them that is what they want when it goes against Notary Public law. We have our laws-rules-standards whatever you wish to call them, yet some people will still do what they are told. I have had to tell companies to find another Notary Public because they ask for things not within our guidelines. We need to know the law and abide it. Don't back down when you are told to do something wrong. We need more notaries to attend the seminars and get educated - not part-timers that are looking for an extra buck and think they know what they are doing. It is sad when a company has to tell us where to notarize and to use BLACK INK. So many love to use BLUE (bright) and say "it works for me" WELL it is not legal ink. However there is a legal BLUE. You can find it at most offices supply stores. Uniball makes one. It is BLUE/BLACK. The ink MUST have enough pigment in it not to fade. As a Recorder of Deeds there are many papers on file that the signatures are gone because someone wanted to use bright blue. I am sure a lot of signing agents have seen passports and SS cards that the signatures are almost gone. Let us all get educated and be the very best we possibly can. The notary banks are filled with notaries who either don't know the law or don't abide by it. I advice all notaries to set your goals to be the very best you can be! Fern� Scully PS 46 yrs a Notary Public--11 yrs doing in home closings and loving every minute of it. ________________________________________________ ������������������������������������������������ ������������������������������������������������ PRESS RELEASE Brenda Stone [EMAIL PROTECTED] PHONE: 979-739-2690 FAX: 877-548-2536 FREE LISTING FOR MOBILE NOTARIES DOING NON-LOAN WORK December 21, 2004 Mobile notaries doing non-loan work take note! Place a free listing in a directory designed for lawyers and litigation support firms. The name of the directory is AFFIDAVIT NOTARY DIRECT. It is owned by Texas Notary, Brenda Stone (TexNotary.com). Those interested in a free listing should go to http://www.affidavit-notary.com to sign up. Only mobile notaries currently doing non-loan work should submit their information. (Notaries are allowed to input information about loan signings, as well, if they also do non-loan work.) AFFIDAVIT NOTARY DIRECT is a new directory, and it is filling up fast. A �first come, first serve� concept is being used. Listings will be put on the site ordered by State, Base County, Base City, and date submitted. Quoted from a recent review by a litigation support firm owner: "This site is very useful. I think if you can get all the information up front I will definitely use it, and will tell others about it as well. You are providing a much needed service for those of us who are in need of mobile notaries. Thanks.� Name withheld - Houston, Texas. A bonus for notary website owners securing a listing in this directory: This is a manually developed site and will not be a dynamic database listing. What this means is each notary website listed will receive a link back to the notary�s site. This link will be available at all times to search engines. As a result, it may enhance a notary�s search engine results. Individual questions about this service can be directed to Brenda Stone and emailed to <mailto:[EMAIL PROTECTED]> ________________________________________________ ������������������������������������������������ ������������������������������������������������ Please rate this Ezine at the Cumuli Ezine Finder http://www.cumuli.com/ezines/vote.html?pub_code=thenot ________________________________________________ ������������������������������������������������ ������������������������������������������������ BIBLE VERSE OF THE WEEK Proverbs, Chapter 13, Verses 11 �Wealth gotten by vanity shall be diminished: but he that gathereth by labour shall increase.� Read online at http://www.servantofjesuschrist.com/kjv1611/proverbs/chapter_13.html ________________________________________________ ������������������������������������������������ ������������������������������������������������ OF INTEREST TO NOTARIES: Get listed in the Nationwide Notary Directory http://www.50statenotary.com/directory/order_getlisted.html BOOK: �How to Start, Operate and Market a Freelance Notary Signing Agent Business� ISBN: 0-9761591-0-4 http://www.50statenotary.com/book/index.html BOOK: �How to Start a Bankruptcy Forms Processing Service� ISBN: 0-9761591-1-2 http://www.50statenotary.com/bankruptcybook/index.html BOOK: The Best of The Notary News - Volume 1 ISBN: 0-9761591-3-9 http://www.50statenotary.com/ezine/book/index.html CD-ROMs: Notary Business Talks with Victoria http://www.50statenotary.com/videotraining/index.html Attend the 2005 National Notary Conference in Las Vegas! http://www.nationalnotary.org/conf/index.cfm?text=conf2005&referID=A23039 FREE: Client Intake Forms for Bankruptcy Forms Processors http://www.50statenotary.com/bankruptcybook/download/ FREE: 50 State Notary Desktop Guard Dog http://www.50statenotary.com/freegift/index.html Join the National Notary Association http://www.nationalnotary.org/supplies/index.cfm?referID=A23039 Protect Yourself from Fraudulent Signing Companies http://www.notarybeware.com http://www.mynotarybusiness.com Locate a Notary: View the Nationwide Notary Directory http://www.50statenotary.com/directory/index.html View previous issues of this ezine: The Notary News http://www.50statenotary.com/ezine/index.html Jobs for Notary Signing Agents (updated weekly) http://www.50statenotary.com/directory/company_listing.html Free Introductory Signing Agent Training Course http://www.50statenotary.com/training/index.html My Notary Story � Tips from Experienced NSAs http://www.50statenotary.com/mystory/index.html Free Download of the King James Bible http://www.servantofjesuschrist.com/kjv1611/download.html Visit Victoria Ring�s other websites http://www.victoriaringconsulting.com/ http://www.graphicopublishing.com/ -------------------------------------- Victoria Ring, CNSA Author, Speaker and Training Developer http://www.50statenotary.com Phone: 614-801-9977 Fax: 614-801-1962 For additional information about Victoria Ring visit http://www.victoriaringconsulting.com _____________________________ Unsubscribe: http://www.ymlp.com/[EMAIL PROTECTED] Hosting by http://www.yourmailinglistprovider.com
