Sunday, January 2, 2005

 
HEART DISEASE CURED IN JUST 14 DAYS!
12 WAYS TO SAVE AT THE PUMP
LOVED ONES NEED NOT SUFFER MENTAL DECLINE! NOT ANYMORE!
TAKE IT SLOW
BOTTOM LINE'S SIMPLE CURE FOR THE COMMON COLD
LISTEN TO YOUR HEART

Dear Friend,

Happy New Year! Time again to look at life's big picture. What concerns us most? Saving money and saving time. With gas prices off the charts, we've found some easy ways to help you save big when you refuel.

How to save time? Try slowing down a little. It may sound counterintuitive, but it works for me. When I rush to get things done, get to work, etc., something usually goes wrong that eats into my budgeted time. I end up losing time in trying to save it! When I take the time to complete tasks or get somewhere, however, I find that I am more efficient and have more "me" time at the end of the day -- something we all could use more of.

All the best,

Jessica Kent
Editor
BottomLineSecrets.com



HEART DISEASE CURED IN JUST 14 DAYS!

George Washington University School of Medicine's clinical associate professor Michael Mogadam, MD, can't get over how fast and cheap the long-sought solution turned out to be. As Dr. Mogadam explains... More than half of all adults with "hardening of the arteries" are actually infected with a common germ called C. pneumoniae. You catch it just by breathing, but the bug quickly spreads to your arteries, eating away at their walls. Then your body tries to patch the damage -- by slapping on cholesterol. Heart attacks actually happen when these cholesterol bandages (called "plaques") break loose from your artery walls. And that's increasingly likely if this germ keeps corroding your arteries, requiring more and more patching. Read on...

12 Ways to Save at the Pump

Nancy Dunnan
TravelSmart

Special from Bottom Line/Personal

T his summer's high gasoline prices make it more important than ever to save on fuel. Most people know to avoid higher octane fuel than their cars require and to keep their cars tuned up and tires inflated. Here are other money-saving ideas that you might not have thought of...

1. Check the gauge. Be aware of the amount of gas in your tank. When the tank is half full, start looking for a gas station. This gives you time to comparison shop. Avoid interstate and highway stations -- gas on a busy highway costs 10 to 15 cents more per gallon than the same brand and grade in less-trafficked areas. Buying self-service gas saves 10 cents or more per gallon. Compare prices on-line at www.gaspricewatch.com and www.gasbuddy.com.

2. Buy big-box gas. Wholesale clubs sell discounted gas at member-only pumps. Their gas averages about 12 cents a gallon less than gas at regular stations. To find a station, type in your location on the club's Web site -- BJ's (www.bjs.com), Costco (www.costco.com) and some Sam's Clubs locations (www.samsclub.com).

3. Get a gas card. Major gas companies offer a 1% to 5% discount if you use their MasterCard or Visa when buying their brand of gas. The Visa card cosponsored by AAA gives 5% back from the first dollar on all purchases at the pump, regardless of brand (no annual fee, 800-551-0839, www.aaa.com). Pay your bill in full each month so interest costs don't wipe out the savings.

4. Don't let your car idle. If you're going to be at a standstill for more than a minute, turn off the engine. Idling consumes up to one gallon of gas per hour. It also wastes more gas than restarting the engine.

5. Map unfamiliar routes in advance, so you won't get lost.

6. Drive strategically. Combine errands to avoid short trips. Use cruise control -- it cuts down on gas as well as speeding tickets. Avoid roads that have a long string of traffic lights. Don't slam on the brakes or accelerate rapidly -- this lowers gas mileage by 33% at highway speeds and by 5% around town.

7. Slow down. When you drive 70 miles per hour (mph) instead of 55 mph, you lose fuel economy. Every five miles per hour you drive over 60 mph is like paying an additional 10 to 12 cents a gallon.

8. Buy gas early in the morning or late in the evening when it is cool outside to reduce the amount of evaporation.

9. Use alternative forms of transportation. Take public transportation, walk or bike. Get a scooter -- Vespas and other scooters get 40 miles per gallon (mpg) to 60 mpg. Consider a diesel-powered car -- they have 20% to 40% better fuel economy than gas cars. Look into a gas-electric hybrid.

10. Park in a shady spot in hot weather so you don't need to blast the air conditioning as soon as you get back in your car. Air conditioning reduces fuel economy dramatically.

11. Keep the windows closed. When traveling on highways on long trips, open windows create air drag and can reduce your mileage by as much as 10%.

12. When renting a car, choose the model that gets the best gas mileage. Most Hondas, Toyotas and Hyundais as well as the Pontiac Vibe and Dodge Neon get 29 mpg or more in highway traffic. To compare fuel economy among cars: www.fueleconomy.gov.

First Printed: July 15, 2004

E-mail this Article
Bottom Line/Personal interviewed Nancy Dunnan, editor and publisher of TravelSmart, Dobbs Ferry, New York. www.travelsmartnewsletter.com. She also is a financial adviser and author of numerous books, including The Widow's Financial Survival Guide (Perigee).



LOVED ONES NEED NOT SUFFER MENTAL DECLINE! NOT ANYMORE!

Ray Sahelian, MD, put the medical world in an uproar with his discoveries that turn ordinary people into super-brains -- and rapidly reverse "incurable" mental decline. But thousands of patients are proving now that his powerful therapies work, and skepticism is yielding to thunderous applause.

Reverse age-related memory loss with stunning speed... even say good-bye to Alzheimer's with Dr. Sahelian's astonishing "cure in a can"...

Read on...


Take It Slow

Carl Honoré

Special from Bottom Line/Tomorrow

U ntil a few years ago, I was a habitual clock-watcher. I couldn't get anywhere soon enough or do things quickly enough. I constantly complained about the lack of time yet spent hours watching TV because I was "too tired" to do anything else. Even putting my young son to bed seemed more time consuming than it should have been.

One day, I read about a collection of one-minute bedtime stories. With those, I thought excitedly, I could end bedtime sooner.

But wait -- what was I doing? My son deserved more, not less, of my time. I deserved more time with him, too.

Instead of buying the book, I wrote a book. My research uncovered individuals and organizations worldwide that reject a hurried existence. This far-reaching "Slow Movement" amazed me.

TECHNO-TAKEOVER

The past 15 years have seen an exponential increase in speed in our lives, due largely to advances in technology. I'm not in favor of rejecting these "24/7" products, but I believe in using them to our benefit, opening worlds of healthy living.

Example: Let a cell phone free you to leave home while expecting an important call. Or use it for outgoing calls only, not so that you are always "on call."

This is the difference between using the technology and letting the technology use you.

Seniors today may be the last generation to be immune to advanced electronics. I'm worried about people in their 20s and younger, for whom computers and such have always been a way of life.

To help our society, be a role model. Demonstrate the almost-lost art of being quiet -- the art of unplugging. Show young people that they can get more out of technology by using it less. For instance, during a grandchild's visit, limit the times of day when the computer will be available.

EAT "SLOW FOOD" SLOWLY

The Slow Food movement (www.slowfood.com) was founded in Italy in 1986 "to protect the pleasures of the table from the homogenization of modern fast food and life." With members in more than 100 countries, Slow Food promotes the art of growing food ecologically -- and preparing it deliciously and healthfully -- while protecting traditional foods from extinction. This practice preserves a wider palette of flavors and guards against everything tasting the same everywhere we go.

To embrace the Slow Food movement, shop at farmer's markets, cook meals from scratch, dine slowly with friends, grow vegetables organically, shun fast foods.

COMPLEMENTARY AND ALTERNATIVE MEDICINE

Frustrated by the limitations of Western medicine and busy doctors, legions of people are turning to complementary and alternative medicine in tandem with traditional care.

Even the medical establishment recommends meditation to reduce stress... slow forms of exercise, such as yoga and tai chi, to remain limber... acupuncture and massage for pain. Check your health insurance and Medicare for coverage.

Slow methods promote healing in ways traditional medicine can't.

My experience: A months-long nagging pain in my lower right leg failed to respond to physiotherapy, sports massage or medication, but was healed under the hands of a Reiki practitioner. She channels energy by holding her hands over the body, working in harmony with one's "internal doctor."

Sounds hokey, but my leg healed. Reiki is increasingly available in the US, including at some hospitals. Contact your local hospital or the International Association of Reiki Professionals (www.iarp.org, 603-881-8838) to find a practitioner in your area.

THE GREAT BLACK HOLE

Television is a false friend. We think it's relaxing, but it's depressing and eats up our precious time.

When you're alone, it's easy to watch TV all day. Hearing revelations of intimate secrets on confessional shows may seem like socializing -- but it's merely voyeurism with no lasting benefit.

Avoid the temptation to "channel surf." Instead, make time for genuinely relaxing old-time hobbies -- woodworking... quilting... playing an instrument, alone or in a group. Trend: Knitting is coming back into fashion among young people, which means there are more opportunities for group creativity and socializing. To learn or hook up with a knitting group, contact www.knitting.com.

DRIVE SLOWLY

I used to be a speed demon, even on local streets. While researching my book, I learned about a one-day "Speed Awareness" class offered as an alternative to paying a fine and taking "points" for speeding. Two years ago, I took the class. It changed me and my driving.

Key: Awareness. The faster you drive, the less you take in. Paying attention to what is going on around you -- other cars, pedestrians, changes in landscape -- makes you a safer driver.

For a pedestrian hit by a car going 20 miles per hour, the instructor explained, the chances of dying are 5%... at 30 mph, 45%... at 40 mph, 85%. Is it worth that risk to arrive 90 seconds earlier?

A journalist who took the class told me, "When you're a calmer driver, you're calmer with your family, your work, with everything."

MAKE LOVE SLOWLY

Slow sex is better sex. Ask any woman. After menopause, the time it takes a woman to become aroused increases. Retirement brings freedom in the morning and afternoon. What better time of life to take the time to really appreciate lovemaking?

Increasingly popular: Tantric sex, a spiritual discipline that treats the body as an instrument of prayer. Slow, mindful sexual union becomes a path to enlightenment, forging a spiritual union with your partner and with the universe. The man treats the woman as a goddess, gently arousing her without imposing his own pace.

In India, where the practice of Tantric sex was developed 5,000 years ago, it took years of training before individuals could use Tantric principles with a partner. You're lucky that you don't have to wait that long to get the basic idea. My wife and I attended a weekend Tantric sex workshop in London.

Recommended reading: The Art of Tantric Sex by Nitya Lacroix ... The Complete Idiot's Guide to Tantric Sex by Judy Kuriansky, PhD... The Art of Everyday Ecstasy: The Seven Tantric Keys for Bringing Passion, Spirit and Joy into Every Part of Your Life by Margot Anand.

In Italy, marketing consultant Alberto Vitale founded the Slow Sex movement, based on Slow Food, to rescue lovemaking from its "breakneck speed" in a "crazy world" (www.slowsex.org, currently in Italian only). He advocates extended foreplay... whispering to your partner ... looking into your partner's eyes. Nothing new, but it works.

Around the world, Vitale says, people have a growing desire to slow down. "In my opinion, the best place to start is in bed."

LIVE SLOWLY

To have more time and enjoy it more, you must do less. What can you drop? You have to reset your priorities, understanding that quality is more valuable than quantity.

The Slow philosophy can be summed up in one word -- balance. Be fast when it makes sense, slow when it doesn't. Sometimes you have to move quickly -- to get a piece of work in on time, to finish the preparations for a party, to pay a bill before the penalties kick in. But don't get stuck in fast-forward, where you're doing everything in deadline mode. It's pointless and often counterproductive to wolf down your food or skim a novel. Seek to live at what musicians call the tempo giusto -- the speed that naturally fits the music. Do each thing at its proper pace.

Once you recognize the benefits of a slow lifestyle, you'll never look back.

First Printed: November 1, 2004

E-mail this Article
Bottom Line/Tomorrow interviewed Carl Honoré, a Canadian journalist living in London with his wife, son and daughter, and author of the best seller In Praise of Slowness: How a Worldwide Movement Is Challenging the Cult of Speed (HarperSanFrancisco). www.inpraiseofslowness.com



BOTTOM LINE'S SIMPLE CURE FOR THE COMMON COLD

There's nothing like that favorite cuddly warm sweater or fleece to really warm you up as the chilling months set in. Bottom Line's panel of product experts brings you a comfort-fit full-zippered fleece jacket good enough to bear the Bottom Line name.

In four go-with-everything colors, this incredibly soft, incredibly warm all-weather fleece will fast become your new favorite. It feels so good to wear. It's fabulous fleece. We love it. Martin Edelston loves it. We all think you'll love to have it.
Details...



Answers to your Questions from Bottom Line Experts

Q: The last time I went to the doctor, my heart rate was elevated. Is this a problem?

A: It could be. Rapid heartbeat may signal risk of sudden cardiac death. This occurs when the heart stops beating or is unable to pump enough blood. Recent finding: Men who had a resting heart rate higher than 75 beats per minute (bpm) were 3.5 times more likely to suffer sudden death than those whose heart rates were lower than 60 bpm. Average heart rate is 68 beats per minute. To check your resting heart rate: Sit still for five minutes... take your pulse on the inside of your wrist for 15 seconds... multiply that by four. Regular exercise can lower your heart rate, but talk to your doctor before starting any exercise program.

Our inside source: Xavier Jouven, MD, PhD, cardiologist, Georges Pompidou European Hospital, Paris. His study of 7,746 men ages 42 to 53 was published in Cardiovascular Research.


 

Help your friends get much more out of life -- forward this E-letter to them. Bonus: It gives you more to talk about... very constructive talk, too.

This is a free weekly E-mail service of BottomLineSecrets.com and Boardroom Inc.

Boardroom Inc.
281 Tresser Boulevard
Stamford, CT 06901-3246
ATTN: Web Team

Copyright (c) 2005 by Boardroom Inc.

You received this E-mail because you have requested it. You are on the mailing list as [EMAIL PROTECTED] Or... a friend forwarded it to you.

 

Reply via email to