While I'm not a lawyer, I've spent many years working for 2 firms as an
expert witness.

What will happen after some guy touches a high voltage point, falls off
his stool, hits his head on the counter, breaks his neck and is now a
quadriplegic is this.

You will be served.  Usually a work.  Process servers LOVE to serve
people at work for maximum embarrassment.  You'll have 30 days in most
states to answer the complaint.  If you don't, the other side wins what
they ask for by default and they start taking your stuff, garnisheeing
your wages and so on.  And a judgment is one of the few things you can't
bankrupt out from under.  You can expect to have your wages garnisheed
pretty much for the rest of your life.

So you see a lawyer.  He'll read the complaint, tell you a few things
about the probability of winning and so forth.  Then he'll tell you that
he charges $350/hour and bills against a $5000 to $10,000 retainer, due
and payable immediately.

You could, of course try to represent yourself but that'd be like
leading a lamb to slaughter.

The next thing that will happen after you clean out your savings account
for the retainer is that there will be a deposition.

You'll meet with the other side and a court reporter in one of the
sides' conference room.  You're sworn in and the fun begins.  The
session will be video recorded in addition to the court reporter.  All
these expenses that are adding up, you get to pay if you lose.

The plaintiff's lawyer will have a guy like me advising him.  They'll
have a working version of the clock PCB all fired up and ticking away.

He'll ask you something to the effect "If I touch right here (a high
voltage point) will I be shocked?  This is civil court.  You can't take
the Fifth.  Ultimately a judge will order you to answer and if you
don't, he will toss you in jail for contempt.

IF you answer "yes", pretty much game-over.  He'll ask you to show him
in the manual where you warn the kit builder not to touch that point.

To add insult to injury, he may pick out a couple more points on the board.

If you say "no", the next question will be "sir, please touch that point
to assure us there is no hazard.

Now you have a dilemma.  If you say that you were wrong and that the
point will cause a shock, you'll get grilled for a bit about which time
did you perjure yourself, your first answer or now?  If you touch it and
get shocked, game over.  If you refuse to answer, the lawyer will
speed-dial a judge on the speakerphone and request an order for you to
answer.  If you refuse, it's off to jail we go.  The judge can keep you
in jail as long as he wants to or until you comply with his order.

The lawyer will finish the deposition by asking about your
qualifications to design such dangerous hardware, what kits you've
designed and sold before and a few other things designed to make you
look bad.

Your lawyer can ask you questions in an attempt to rehabilitate your
case but most won't.  The other side can cross-examine any answer you
give which opens up more doors for exploration.

That's used up your retainer so your lawyer will ask for another check.
 He'll also ask your permission to negotiate a settlement.  If the
victim was seriously hurt, if they will discuss settlement at all, it
will be high.  If the guy wasn't seriously hurt, he might settle for
"just" $50k.  Can you pay that?

If the case goes to trial, the (in TN) 6 man jury gets to see the
depositions.  You will be compelled to testify (remember, no 5th in
civil cases) where the plaintiff's attorney will ask you all the same
questions all over again.  Better remember your answers during
deposition or you'll face a perjury charge.

The jury will be composed of the 6 dumbest people in the county who
couldn't figure out how to get out of jury duty and then passed voir
dire. (OK, I'm overstating a bit but many trials have made me quite
cynical.)  And unlike criminal cases, it takes only a majority of jurors
to find you guilty.  So one juror can't hang the jury or convince the
others to change their minds.

When you lose, you might think that you'll appeal.  In TN, like most
states, you have to post a cash bond equal to the value of the judgment
before you can appeal.   Let's say the jury awarded a "measly" $1
million.  A bonding company will require 10% of the amount as payment.
Can you come up with $100k?  That only buys you the right to appeal.

By the time verdict time rolls around, your lawyer will have prepared
seizure orders, had them signed off by a judge and will have people
positioned to seize your car, your boat and anything else you own except
your house to satisfy the balance of his fees and the plaintiff's
expenses which the judge will award.

Basically you've just become a poor man.

There are a few things you can do to protect yourself.  You should have
an umbrella liability policy attached to your homeowner's or renter's
insurance.  I have a $5Mil one that costs me about $300 a year.

Second, you can do this activity under a C corp, though unless you have
several stockholders who aren't relatives, it's relatively easy to
"pierce the corporate veil" and get to you directly.  Still the corp is
a good idea.

For any further advice, you need to talk to a plaintiff's defense
attorney for mitigation techniques.

If you're not very wealthy and don't have many assets, then you're
probably in pretty good shape.  The plaintiff's attorney would look at
your financial profile and determine that you're not worth a suit.

Like I said, I'm not a lawyer.  I'm the guy telling the lawyer what to
say and do.  I've always worked for the defense, as I just couldn't see
myself working for the attorneys that file the ridiculous suits they file.

John


On 05/05/2016 03:26 PM, gregebert wrote:
> I would argue that the unassembled kit itself is not capable of
> producing harmful voltages or electromagnetic interference, therefore
> it's not subject to regulation. It's about as harmful as a loaf of
> bread.
> 
> But, whoever assembles the kit and turns it on would assume
> responsibility. I would put a disclaimer in the instructions just to
> cover yourself.
> 
> 

-- 
John DeArmond
Tellico Plains, Occupied TN
http://www.tnduction.com    <-- THE source for induction heaters
http://www.neon-john.com    <-- email from here
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