Hi,

On the 21st of November my current a/c balance went from £45.19 down to £0.82. 
The next day it was overdrawn by £16.08 and on that day I transferred £250 into 
the same a/c.

I'll be generous and say I was overdrawn for one whole day, for which I'm being 
charged £0.28 interest - a small price to pay for being able to spend more 
money than I have I am sure.

But let's contrast this with the interest I receive for your establishment 
holding 34 times the amount I borrowed for 30 times longer...

£0.28 for £16 @ 1 day 

 versus

£0.09 for £550 @ 30 days.

How do you justify that to your customers without squirming on your seats like 
the smarmy filth you must be?


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