Total government control, that's the answer. We can always trust the government 
to do what's right for us. New Zealand is calling (on your cell phone)

--- On Tue, 9/16/08, Dennis <[EMAIL PROTECTED]> wrote:
From: Dennis <[EMAIL PROTECTED]>
Subject: [Nighthawk Lovers] Re: Ban cel phones on the road!
To: [email protected]
Date: Tuesday, September 16, 2008, 4:26 PM



 
Message

Paul,
 
Some might want to ask the same question in reverse.   I.e., 
how much regulation can we strip away before the lack of it begins to hurt 
us?
 
In the 1930's, when the stock market crashed and the great depression 
began, it was widely agreed that the cause was greedy speculators getting 
themselves way over extended.   And, at that time, the federal 
government implemented various regulations to control the markets and 
prevent wild speculators from crashing the market and hurting all of 
us.
 
These regulations worked for decades.  
 
But, beginning in the Reagan years, the mantra of free markets, 
deregulation and no rules (let the market forces find their own way) was taken 
up.   Since then, the regulations imposed after the Great Depression 
have been quietly taken apart.
 
And here we are again.  Human greed, in the form of 
make-a-quick-buck sub-prime mortgages and the development and use of all sorts 
of fancy complicated financial instruments that even half the folks on Wall 
Street don't really understand, has done us in again.
 

  Start 
  with a few million mortgages of varying credit-worthiness and create a series 
  of residential mortgage-backed securities (RMBS) 
  from them. Then take the RMBS and 
  stratify them. Then leverage them up into collateral debt obligations (CDOs). 
  Once that bundling is complete, make complex bets on which layers might 
  default, via credit default swaps (CDS). 

Gee, how could anything possibly go wrong with 
  that?!
 
So, there's a balance out there some where.  On one hand, we can't 
kill the creativity and growth of Capitalism and the markets that generates 
wealth and prosperity for all of us.   But, on the other hand, we also 
can't just let the markets run free because there are just too many folks out 
there who will, in their personal quests for high profits, take risks or 
actions 
that can hurt all of us.
 
Dennis Gallagher
Seattle


  
  -----Original Message-----
From: 
  [email protected] [mailto:[EMAIL PROTECTED] 
  On Behalf Of Paul LeBoutillier
Sent: 16 September, 2008 
  12:57
To: [email protected]
Subject: 
  [Nighthawk Lovers] Re: Ban cel phones on the road!


  I whole-heartily agree that talking on a cell phone while driving 
  can be dangerous, but where do all the regulations end?? 
  

  I mean, should there be a regulation about doing your makeup while 
  driving? Eating? Programming your radio? Scolding your kids in the backseat? 
  Maybe we should ban all conversations in cars because of the potential 
  distractions. How about listening to the radio and getting all worked up 
about 
  a political talk show while driving? That certainly can't be good for one's 
  concentration! 
  

  Do you see my point? Where does it end?
  

  Paul


  On Tue, Sep 16, 2008 at 1:42 PM, <[EMAIL PROTECTED]> 
  wrote:

  
Here 
    in France, using a cell phone in hand while driving is an offense. 
    You
pay a fine and get minus two points on your driving licence. At 
    minus
twelve points, you loose it. Riding a bike without an helmet is an 
    offense
here, even for the passenger. Though not required by law, I use 
    gloves, a
bike jacket with shoulder and elbow protections, and high boots 
    which
protect my ankles.


>AAnyway, I am curious to know 
    about your state laws in this matter. I am

    
    
    >going to write my legislature about it as I have had 
    many near-misses
>myself from these cel-phone 
    drivers.














      
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