I have these bank accounts:

Checking A - Main household income
Checking B - Wife's fun money goes here
Savings 1  - Used for emergencies and large purchases
Savings 2  - Children's savings

Here's the details how money gets spent:
- Money should go into Checking B and both savings each month.
- All the transactions are at the same bank and will be transfers,
since they are automatic
- Checking B will have money go in and go out each month (depending on
how much scrapbooking my wife has to do!)
- Savings 1 will grow each month and then get used for things like new
care tires or repairing a fridge that breaks.
- Savings 2 won't be spent, money only goes into it.


Rather than explain what I think, I'll ask questions.

- Should there be a single wife bucket, where all flows into it come
from the Checking B?
- Should there be any bucket for the bank transfer from Checking A to
Checking B?

- Should there be a single savings bucket where Savings 1/2 flows go
into and out of?
- Which transactions should be assigned to a savings bucket?

My wife and I are confused and want to be on the same page about
flowing money versus actual bank transfers.

Thanks,
Aaron R>

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