Hi Kevin,

I'm tired, frustrated and becoming very disillusioned but I don't want
to quit.

Last weekend I spent most of it getting to know Moneywell and lost
several hours trying to get my checking account balance to match my
bank statements.
However, I did close up my computer with some joy and promise of
returning to Moneywell again because I had succeeded in getting my
balance in the accounts column (the one on the left) to match my bank
statement.

And that is thanks to finding this post:

"Woody,
A small nuance that may be affecting your ability to reconcile
is your Starting Balance.
If the Starting Balance and the beginning of the reconcile period
are
on the same date, you will get surprising and unexpected results.
A
quick way to check this is to compare the difference to your
account's
starting balance (In this case, was your starting balance $1047?).
The Starting Balance is included in the Reconciled Totals of the
reconciliation if it is within the reconciliation period, but no
amount of adjusting the Starting and Ending Balance will balance
the
account.
Instead, make sure that the Starting Balance is established as a
transaction on a date prior to the beginning of the reconciliation
period--this will make this problem go away.
Hope this helps!
Blair"

Once I finally found out that I needed to make my Starting Balance
prior to the first transaction date--the earliest dated transaction--
it worked.  Moneywell balanced exactly with my bank statement.  (I had
successfully reconciled all the statement periods but was not getting
the correct balance so I was elated that all my time had not been
wasted.)

All I had to do was make my opening balance begin on 4/25/08 since I
had imported all my transactions from that date forward.

So tonight, about three hours ago I set out to pick up where I left
off in Moneywell from last weekend believing that I was returning to
an accurate checking account balance and could start working on my
spending plan.

But no.

It showed that I had about $3000 more in it than my bank statement's
balance.  After quite some time I discovered that Moneywell was
showing an Opening Balance in June with $3025.00!! I had a balanced
account when I closed it last Sunday night--and yes, I saved it.

I never entered that number.  I didn't use June as my starting point.
I started my first transaction on April 25th and began with my Opening
Balance on April 24th.
That's how I finally got everything to work last weekend.

So I deleted it, but I am back to not having a balanced checking
account with Moneywell that matches my bank statement tonight. I don't
know how much I'm off by.  I've attempted to reconcile from my last
statement period (Oct. 14) to October 18th but it's off by about
$1300. The bank says I have $600, Moneywell says $1900.

Clearly Moneywell is working great for many other people and I'm not
ready to give up on it.  I just need some simple instructions as to
how to begin and keep an accurate, solid balance I can trust.

I've viewed your tutorials, but they don't seem to show a basic step-
by-step of where to begin with entering/importing transactions and
getting your balance to be accurate.

Or have I missed something?

I would appreciate hearing from anyone who can step me through this
piece of getting my checking account to balance against my bank's
balance. I haven't even begun to set up buckets or flows or a spending
plan because I need to know this software is accurate and reliable.

Thanks so much.
Urbanite








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