On Oct 28, 2008, at 2:55 AM, Susie wrote:

> I'm still loving Moneywell and it has turned my financial life around.
> However, I have one question. I'm self-employed with an erratic
> income. I followed the advice from your articles section and set up my
> spending plan according to the lowest amount of money I earn a month.
> This is going very well and since starting Moneywell I have happily
> built up reserves so I no longer panic about where money is coming
> from in the future.

Great to hear Susie!

> However, I'm not sure about how best to deal in
> Moneywell with deliberate over-spending.
>
> For example, I have enough money swilling around for future months,
> tax, etc, that I would like to treat myself to a new coat. Say this
> will be £100. How do I input that spending into my Moneywell clothing
> bucket without it a) messing up my spending plan allocations and b)
> being carried over as a negative rollover?
>
> I'm sure there is a simply answer to this, but I'm getting very
> confused! Thanks in advance for any advice.


One way to do this is to create a new bucket and name it something  
like "Wish List" so you can tuck away money for fun spending without  
having to affect your allocations. This bucket would have a frequency  
of "No Plan" and you'd drag and drop an income bucket to it, like  
Patrick suggested, to assign a manual money flow. Then when you want  
to buy your new coat, you'd drag your Wish List bucket to your  
Clothing bucket and flow an amount of £100 to it. This covers your  
purchase and won't affect your normal budget flow.

Peace,

Kevin Hoctor
[EMAIL PROTECTED]
No Thirst Software LLC
http://nothirst.com
http://kevinhoctor.blogspot.com






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