On 10 déc. 08, at 16:44, Matthew Rankin wrote:

> I'm curious how people are handling interest earned on their savings
> accounts. I can see two options to handle:
>
> Option #1
> * Allocate interest directly to an expense bucket. For instance, I
> could allocate interest earned on the HSA Bank account directly to the
> Medical/Dental bucket.
> * Advantages: Simple
> * Disadvantages: Don't have easy visibility into how much interest
> I've earned. Is this really a problem though?
>
> Option #2
> * Allocate all interest earned to an Interest Income bucket and then
> allocate the money from that bucket into the appropriate expense
> bucket.
> * Advantages: Can see how much interest I've earned on all three
> savings accounts by viewing the Interest Income bucket. Also, the
> graph seems "more correct" since the interest earned shows up on the
> income graph instead of as a negative amount on the expense graph.
> * Disadvantages: Two step process to get paid interest—1) allocate
> interest earned to the Interest Income bucket and then 2) allocate
> from the Interest Income bucket to the appropriate expense bucket
>
> Could other MoneyWell users please weigh in on how they're handling
> interest earnings?

I haven't used MoneyWell long enough to have to deal with this, but  
I'll probably go the second route. As I only get interests once a  
year, the extra step shouldn't be too bothersome.

Alan
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