One area that still causes me problems is that of expenditure that
does not occur evenly across the year.
For example I pay a local tax by instalments. However, I must pay be
10 instalments not 12. I therefore set this up in my Spending Plan but
the plan still produces a 12 month average! This is ok in terms of any
normal monthly flow as nothing gets automatically allocated in the
months when there is no payment scheduled.

However, immediately I have some unexpected income, say mid month, and
try and create an income flow it starts to be allocated against the 12
month spread for that bucket rather than leaving it be (since nothing
is due this month) and putting it into my lowest priority area i.e
rainy day fund (which mops up any income not needed that month by the
other buckets).

Hope that makes sense!

Paul
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