"the total that MoneyWell gives you at the bottom of the main window
when you select more than one transaction?"

Thats really neat!  Cool!  I can use that feature.  Now I know.

I do not have auto downloads but was able to grab a year or more
transactions from my CAD banks.  I have since used the "starting
balance" and keyed in a number, whatever it took to balance out to
what my account should total.  As I find other records, if I find more
statements and can fill in more past, again I have to adjust the
"starting balance" in order that my ending balance works out right.

This is the way to do this is it not?

Eventually I will just be moving forward here, downloading only new
records as my financial picture is nice to see and at that point my
"starting balance" will never have to be re-adjusted.  My app has
crashed a couple of times doing stuff, but it does not appear any data
was lost.  I'm making a backup daily by option clicking on the file
and moving a copy into another folder and naming it as BAC with a
date.  Am I being paranoid?  The app actually has been solid running,
just on import it sometimes complains, or doing too much too quickly.

So far I think this was the best $40 I have ever spent in my life.  I
actually love looking at my books now, something that used to be this
weight on my shoulders and a deep pit in my stomach of not knowing.
I'm glad I took some time off to just start plugging this stuff all
in, its pretty hard to move forward when you have no idea how things
are going.  The old way I did things consumed time and still didnt
tell me a lot.  Now I feel like wanting to fill all those buckets, I
feel like I can finally see that stream of water like a fountain
instead of something that used to just wash me away in a torrent of
frustration.  Its beautiful to see this in action and I haven't even
scratched the surface of it, nor do I need anything that complex, it
seems to be elegant in its simplicity.

One guy was worried about how he could use some of a bucket right away
and probably opposite as I'm looking at it as wanting to see them all
start to fill up.  Like the MoneyWell video said its all just on a
virtual plane so if you have to spend more then a bucket, let it spill
over go red and let the software balance things out.  I personally see
lots of buckets that I'm wondering if I could do without.  I never
could see my finances so clearly with all the little bits totaling
up.  Its like a well separated hardware store where I can grab a
bucket of bolts, or a jar of screws, everything is well sorted in
motion.  If I later decide that one bucket is filled with drywall
screws and deck screws, I can easily re-allocate them to a new
bucket.  I do not have to wad through files and envelopes of paperwork
re-organizing, just one bucket and one account at a time.  It was cool
to find transactions where money went out to be paid into another
account and from there allocated to others or expenses.  The Salary is
so much easier to see now, since I'm self employed and paid on
multiple revenue streams...I dont get a paycheck on the 1st of every
month, its all random for me with nothing guaranteed, yet this app is
still usefull for me.  Yet its all fine in the virtual MoneyWell, it
shows me what I'm doing.  I couldn't afford to keep a secretary/
accountant on staff to show me these beautiful graphs.  LOL  Thank you
MoneyWell!

I got top grades in high school for accounting but my life was still a
mess giving up trying to follow things through multiple accounts and I
seriously think the stress was killing me of not knowing or being in
control of my financial end.  It was like they gave me a lump of salt
to rub my wounds with, the tools were just not that practical in the
faster paced world we are in today.  The tools they gave me were the
wrong ones, like trying to build a house binder twine.  It was
impossibly frustrated with extremely rigid accounting programs and
others that wouldn't open my banks files, to the point that I let the
mess all pile up, never wanting to look at it.  Its like I have been
given a new key to unlock things, or organize them and file away or
play with, I cant start in the middle or wherever and start throwing
them into buckets, watching the pieces start to fall into place till
eventually the room is clean and my financial house is in order.  I
know now where the busted water lines are and where my well spring of
knowledge is.  I don not know how much more I can accomplish now, but
I gather quite a bit, Its not a jigsaw puzzle of busted pieces as I
can see my financial picture now!

I'll probably learn that I'm doing something wrong along the way, but
I still know that I already know a lot more then I ever used to,
thanks to this app and its flexibility I'm not even worried about it.
Instead I'm looking for more things to throw into it.  Now thats a
change of attitude!  LOL
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