Yes. In the US at least, the difference between what you sell a home
for and what you paid for it originally is taxed. The amount you
originally paid for it is the starting "basis". As you make
improvements to the home, the cost of those improvements is added to
the basis. When you sell the home, this revised basis is subtracted
from the selling price. Example:
In 2000, you buy the home for $100,000
In 2001, you have the driveway paved for $5,000. New basis for the
house is $105,000.
In 2009, you sell the house for $150,000. Taxes are due on
$150,000-105,000 = $45,000.
Expenses that do not increase the value of the real estate are not
counted. For example, purchasing a new coffeepot has not impact.
This is simply an accounting that must be done continually when you
own a home. It has no impact on your income or your expenses (until
you sell the home).
To track it in MoneyWell, there would need to be something called
basis, and a checkbox on each transaction that says "Add to basis."
Probably would reflect in a report somewhere.
Dan


On Dec 31 2008, 10:19 am, Kevin Hoctor <[email protected]> wrote:
> On Dec 30, 2008, at 2:53 PM, Dan wrote:
>
> > I've been using an Excel-based system I developed over several years
> > and will happily change to MoneyWell as soon as I get it loaded
> > properly. One thing I found very useful in my system was to track
> > adjustment to the basis of the house. This impacts no bucket and no
> > account, but is needed for tax purposes. Perhaps that is something
> > that could be added some day.
>
> Hi Dan,
>
> I'm sorry but I'm not sure what you mean. Would you mind explaining  
> this concept a bit more?
>
> Peace,
>
> Kevin Hoctor
> [email protected]
> No Thirst Software LLChttp://nothirst.comhttp://kevinhoctor.blogspot.com
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