Dan,

Like I mentioned earlier today, getting started with any financial  
software is difficult, and I think it is a challenge to have video  
tutorials that address each unique situation.  For that matter, trying  
to write an e-mail may even be more difficult.

I will try and mention some things that might address your situation.

I'm starting a new document today, and archiving my old one.  I am not  
bringing any of the old transactions from 2008 into my new document.   
Instead, I'm just setting the starting balance of each account to the  
actual account balance as of close of business yesterday.

In my mind, it's easier to do this than to have a history of  
transactions, because you either have to use an Initial Rollover date,  
which, if set incorrectly can lead to other errors in your document  
(you allocate more money than you actually have), or take a  
complicated approach of assigning all previous transactions to a  
single bucket and accounting for that somehow.

If you can identify what your account balances are on 31 Dec, that may  
be a good way to go (not have historical transactions, and just start  
fresh with 1 Jan).  This method also has the potential for error (your  
account balance might change a little if you have transactions that  
haven't posted, yet), but if you assign each of your starting balances  
to an income bucket, if you later have to change your starting balance  
to get the account to reconcile, the amount assigned to the bucket  
will change as well, and limit the effects of the error.

Assuming that you have assigned starting balances to a Salary bucket,  
in order to initially establish your buckets with money that you have  
saved up in your envelopes, do a manual money flow.  This can be done  
by dragging the Salary bucket on top of the appropriate expense  
bucket.  This will give you a baseline in each of your buckets.  You  
should only have to do this once.  When you allocate your monthly  
income, using the Allocate Income function will automatically allocate  
the money to your buckets.

If you don't want to drag the buckets all around, you could open the  
spending plan and, instead of entering your monthly amount to be  
allocated, you can enter the money currently in your envelopes, then  
allocate.  This approach may be faster if you have several envelopes  
that you track with a spreadsheet or other software.  After you do  
this, you'll have to change your spending plan to the appropriate  
monthly amounts before you allocate your paycheck.

Please let me know if you need further clarification or have other  
details that will illumine your particular situation.

Blair


On Jan 1, 2009, at 8:28 PM, Dan wrote:

>
> Sorry, but I cannot figure out how to get started. I have loaded most
> of my online accounts and MW downloaded a whole bunch of transactions.
> I have money from last year remaining in most of the expense
> envelopes, but cannot see how to create a starting balance in the
> expense envelopes. In addition all the transactions downloaded are
> prior to today. I understand I'm supposed to start on the first of the
> month, but just don't see how to do it. I've been through all the
> tutorials. Just being slow, I guess.
> >


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