I think I understand that I can start tracking transactions without
starting to track cash flows yet.  I've created a spending plan
already, so am reading to go with that.  However, I won't receive my
first paycheck for the month of February until Feb. 13.  I've created
my checking accounts and entered starting balances as of Feb. 01.  I'm
also entering transactions, but am wondering if I can do that without
assigning buckets, since I haven't flowed any income into those
buckets yet.  I notice the transactions show up as unassigned, but
don't know the ramifications of that.

I'm thinking that on Feb. 13, I will enter my paycheck income, and
flow income into my spending buckets accordingly.  Then, any
transactions that occur after that will be assigned to a bucket.  Does
this make sense?

Also, what if I have a bill that comes up that doesn't yet have enough
money in the bucket? For example, I just got a huge car repair bill.
Although I'm setting up a bucket for car repairs, there won't be
enough in that bucket for awhile.

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