OK, I have done that and I created a new incoming bucket called "cash  
in the bank" with the actual amount that I have in my checking account  
(I excluded my savings and investments, as that is not money I intend  
to spend).

As an example, I have an outstanding check to the landlord which is in  
my register as uncleared and a future bill payment to amex. Now the  
check to the landlord is included in my closing balance on the  
register and I have allocated the bucket appropriately (because I  
entered it) but the future amex balance isn't, and in my traditional  
thinking about money, I don't like not seeing this balance impact. I  
guess this is where I need to trust the buckets. However, because the  
Amex bill is effectively a transfer, there is no bucket for it (as per  
the advice from the training video).

So now I am tempted to keep this "cash in bank" bucket, so I can  
physically see how much my 'real' balance is. Does anyone else work  
like this - it seems like I am trying to work around your bucket  
method rather than work with it. What's your advice on how to see  
predicted cash flows that are made up of transfers.

One other minor gripe. The scale of the graph depends on the largest  
movement historically. So if one month I made a huge purchase (like a  
car), then every graph afterwards scales to that and mine look tiny  
most of the time. Any chance of adjusting the scale for each 6-month  
period.

Best

-Mark

On Feb 8, 2009, at 8:30 AM, Kevin Hoctor wrote:

>
> On Feb 7, 2009, at 11:09 PM, Zoolook wrote:
>
>> I read in the tutorial that it should simply come up the first time I
>> try and allocate income, but that never happened. As I don't get paid
>> until the 14th of the month, I have no money to allocate (even though
>> I have cash in the bank).
>
>
> Hi Mark,
>
> The "initial rollover" was confusing to people so that has changed to
> setting the cash flow start date. You can set the month and amount to
> start off your cash flow by clicking the green triangle below the
> graph or by using Edit > Change Cash Flow Start Date.
>
> Also watch our video on starting cash flow tracking 
> (http://nothirst.com/tutorials/MoneyWellStartingCashFlowTracking/
> ).
>
> Peace,
>
> Kevin Hoctor
> No Thirst Software LLC
> [email protected]
> http://nothirst.com
> http://kevinhoctor.blogspot.com
>
> Check out our MoneyWell video tutorials:
> http://nothirst.com/moneywell/tutorials/
>
> Join our user forum to learn about new releases:
> http://groups.google.com/group/no-thirst-software
>
>
> >

Mark Hall





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