Hi,

I recently bought moneywell having just got a new macbook - i tried
the demo after importing some of my transactions and upgraded because
i thought it was a nifty bit of software!

Basically, i've got my accounts set up (two current accounts, each
with balances correct as of the moment - i've put in every transaction
i ever made on them so they're accurate).  I've got my buckets set up
with what i think are my main spending categories, but i'm not really
sure what i need to do about income.

Here's the story, i'm a student (yay!) so i've got things like my
student loan/grant, bursaries and a little bit of money from my
parents coming at the start of term.  What i'd like to do is set
Moneywell up so that it takes say £200 from my account each month and
allocates it as income.  I've tried doing this via transactions but
it's not really working, i'm sure i'm missing something obvious, but
the problem is i haven't got a regular income - i've basically got a
positive bank balance at the start of each term that has to be
whittled down slowly over the ten weeks (and of course a bit left over
to cover me for my time away from uni).

What's the best way of going about this?  Ideally i'd like to earmark
a certain amount each month as "expendable" and then allocate that as
i would a normal income.

Lets say i have £1500 in my "main" account, i've kind of set up my
spending plan but i'm still not too sure how it works (i've had a look
at the videos but i'm still a little fuzzy).  I've done stuff like £20
a month for my phone contract, £60 fortnightly for groceries, and so
on.  There are a few that arent so regular - like my rent changes
after the summer - from lump sums to regular monthly payments, so i
had to put in the planned outgoings for that.  Am i right in thinking
that moneywell takes out a little extra from your salary each time to
cover you for the months ahead (since the totals seem more than what
they should do each week) - so a little bit extra each week to soften
the blow after a few months?

Any help would be great!  Sorry if it's a little vague, but i'm not
entirely sure what i need to be doing!

Thanks ever so much :)

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