On Feb 22, 2009, at 11:19 AM, txcrew wrote:

> Hi everyone!
>
> So after looking at the videos and reading the tutorials several
> times, I'm still looking for the, "ah ha!" moment here.  It seems like
> a very gentle learning curve and every time I believe I'm getting a
> grasp of it, turns out I'm not.
>
> I've set my starting cash flow date to 12/1/08.  For the first
> allocation, I wish to mannually perform it reason being for the past
> few months, I have over spent my spending plan...by a lot.  So for the
> month of December 2008, I show some buckets at:
>
> Bucket 1: ($327.02)
> Bucket 2: $434.00
> Bucket 3: ($60.73)
> Bucket 3: ($5.60)
>
You're problem is that you are an overachiever! You don't need to go  
back and historically allocate income and try to manage past cash  
flow. It's important to make sure all your transactions, past and  
present, are assigned to buckets but the cash flow tracking only needs  
to be current.

> Please also note that each of these dollar amount labels are shown in
> gray and not color coded.  So I tried to manually allocate income by
> dragging 'income 1' onto 'bucket 1' and I specify that I would like to
> flow $327.02 into the bucket.  It shows that there was a flow into the
> bucket in the moneyflows window, but there was no change reflected in
> the buckets pane.  I still have $817.20 in 'income 1' and ($327.02) in
> 'Bucket 1'.
>
The reason those amounts are gray is because they are occurring prior  
to your cash flow start date so they are reporting historic  
transaction totals instead of your cash flow.

> The only thing that did change was the money I have left over for
> January.
>
> Am I doing this correctly?  Where should I be seeing a change?


Here's what I think you should do at this point. Restart your cash  
flow tracking as of March 1, 2009. For that date, add up your  
available cash for spending (this usually is your balance on your  
checking accounts less any pending transactions like checks or  
transfers) and use that as the amount to seed your Salary or primary  
income bucket. Then you can allocate that income properly in March and  
see how your spending works.

Peace,

Kevin Hoctor
[email protected]
No Thirst Software LLC
http://nothirst.com
http://kevinhoctor.blogspot.com


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