Beautiful!  This makes complete sense now.

Thanks so much for the reply!

txcrew

On Feb 22, 12:29 pm, Kevin Hoctor <[email protected]> wrote:
> On Feb 22, 2009, at 11:16 AM, txcrew wrote:
>
> > Greetings all!
>
> > In my scenario, I had to transfer money out of my savings in order to
> > spend it in one of my buckets bucket.  I read some place on here when
> > you make a transfer you aren't supposed to assign either side of the
> > transfer to a bucket, is this correct?  It only seems like it should
> > be natural when you want to take money out of your savings and put it
> > into an expense bucket, because it would not be classified as income.
>
> > What is the best practice for transferring money from your savings in
> > order to spend it in a single bucket or across several buckets?
>
> Hi txcrew,
>
> I like transferring my money from a savings account to my "Other  
> Income" bucket so I can use Allocate Income to spend it. There's no  
> "right" way to do it but this puts the cash back into the flow at the  
> income level and this helps me keep it in the right perspective.
>
> > What is the best practice for doing the reverse (I assume just setting
> > up your savings as an expense bucket and allocating income to it, but
> > I'm getting stuck at the part of how to get that income transferred
> > into my savings)?
>
> When you transfer money from your checking to savings, then assign the  
> outgoing transaction to your "Savings" bucket and that will remove the  
> amount that you allocated to it during Allocate Income (or from a  
> manual money flow). Allocating income to a Savings bucket is just a  
> way to set it aside until you get around to transferring it so you  
> don't spend it.
>
> > A fork issue from the above question is that I have money that I
> > transferred into my savings account from my checking account.  I
> > marked the transfer OUT of checking in the Savings bucket and marked
> > the transfer INTO my savings in the Savings bucket hoping that they
> > would offset each other and mark the bucket at zero.  But alas the
> > transaction happened at the end of the month and the money posted to
> > my savings before it cleared out of my checking which spanned the
> > transaction across two months and now one month I have $0 in savings
> > bucket the next month I have ($700)...
>
> > I know I'm doing something wrong, but I just don't know where!
> > Arggg!!
>
> Just don't assign the incoming transaction. Remember that your action  
> was to "spend" money on savings (a great way to spend money) so you  
> only need to assign the one side of the transfer.
>
> Peace,
>
> Kevin Hoctor
> [email protected]
> No Thirst Software LLChttp://nothirst.comhttp://kevinhoctor.blogspot.com
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