I know you have said in other posts like your income buckets really
wont match you account balance but let me throw out my story here and
see if i am even making sense.

So I have been using MW now for a month. I know I am not using it
exactly as it supposed to be used for now... I am kind of establishing
my spending plan and learning as I go. For instance, I didn't plan to
buy MW (and many other things) when I created my plan. I was going to
just try it out. So I bought it and created a bucket for Computer
Software after the fact as i also decided to upgrade to Leopard and to
upgrade my old financial program (iBank) as a fall back. So I assigned
transactions to that bucket and did a manual flow from income to bring
that bucket back to zero because I did indeed use money from my income
buckets to buy the software.

In fact I would say most of MW transactions outside of bills, gas,
etc. have occurred this way. There is no way I could have foreseen all
the little expenses and things that would pop up so I created buckets
or wedged that transaction into existing buckets. Gift purchases
popped up, other events and etc. etc etc. had us spending WAY outside
our initial "plan." Keep in mind our initial plan really only included
bills, gas, dining out, some entertainment...

Is that a good way to flesh out your spending plan? If you buy
something or realize you need a new category do you create the bucket,
assign the transaction, do a manual flow and then add it into your
spending plan for future months?

Because of an unexpected trip our gas and dining buckets got blown way
out of our spending plan. Again, since I used the money from my income
buckets I just did a manual flow to zero them out instead of worrying
that I was negative $200 for dining next month. Yes, I fully
understand that this is not how I need to think about  my finances and
I will (I already have actually) but I am more about getting my head
around the concept still and not be fooled into thinking I have more
than I do.

Just trying to figure out why I seem to have $1000 more in my income
buckets than I actually have in my account.

Just when I thought I had it...

*sigh*

Thanks
Lenny
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