Up to this point, I have been entering all transactions manually in
Moneywell and reconciling with bank transactions manually. I'm
thinking of starting to use the Direct Download feature in order to
save time, but I have a couple of questions about it:

- Is it possible to start this on an existing account in Moneywell, or
do you have to start your budget all over again? It appears that the
process creates a new account.

- Is there any need for reconciliation when you do direct download? If
the source of all your data is the bank, reconciliation would seem to
be redundant.

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