First, thank you for the program, which looks like it will be much
more effective in keeping me on track with spending than quicken even
was.  I started using this in February and am starting to get this
figured out, I think.  So I was going to use a new cash flow starting
date of March 1, but it's not working as I expected.  I had cash on
hand, so I put that in the salary bucket as cash to spend.  But at
first, it showed multiple negative balances in the expense buckets and
zero in the salary bucket.  I closed the program and went back in, and
it then showed the cash on hand in the salary bucket, but negative
amounts in several buckets.  I reclosed and reopened the program
again, and it now shows a positive amount in the salary bucket for
cash on hand, and a negative amount in the debt repayment bucket,
which equals the amount of pending transactions I have for future
dates in March.  Is this last what it is supposed to do?  Any ideas on
why I had to close and reopen the program twice to get there?  I'm a
little concerned there's a bug on my system.

Also, when I reconciled my checking account, one of the reconciled
transactions has an icon with 3 horizontal bars instead of a green
checkmark.  When I click on the transaction, it shows reconciled in
the status panel on the right.  What does the 3 bars mean?

And sorry for the basic questions, but can you tell me what the
difference is between cleared and reconciled in the status field?

And, finally (!):  I have some cash on hand in my checking that I
wanted to put into savings with the intention of using it to make an
annual note payment later this year.  It's not really part of the
monthly spending plan, so do you all recommend just ignoring it?

Thanks!

Lynne

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