> So here's my question. If you have one Home category which includes
> regularly occurring expenses (such as lawn care, cleaning, etc) how do
> you account for one-time unexpected expenses such as "fix-the-roof"?
> Do you over allocate money to the home bucket for just-in-case things,
> or just pour extra money into it should these expenses occur?

Rahul,

Have you considered an Emergency bucket into which you allocate money  
until you have about 3-6 months expenses saved?  This would provide  
for money for all sorts of expenses, home, car or otherwise.

This approach also allows you to keep your categories/buckets separate  
from your planned purchase.  If you were to over allocate the money  
into Home, you could inadvertently spend more than you had planned  
without actually exceeding your bucket amount.

Grace to you,
blair

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