For the first time since I've actually cared about where our money went (yes, there was a time, long, long ago that I didn't budget...) my husband has taken a position that pays him every other week. I get paid the 15th and 30th. My income on the 30th is not enough to cover our 1st of the month expenses, so we need his income at the end of the previous month to get everything paid. I'm struggling with how to set up the spending plan, becasue it only has 1st half and 2nd half options. In the spending plan, it looks like I'm fine, but if I spend everything that's there on the 29th (as the theory is with zero based budgeting) and my paycheck comes in on the 30th, and then our payments start auto-drafting for the mortgage/rent, etc., we'd be overdrawn. What I've been doing isn't working (just leaving the "left over" from the 15th in the account...in theory we should have a nice chunk of change to put on debt/in savings, but I leave it in there and it just seems to get "sucked up" by non-essential stuff...to be honest, I know it's there, so I don't budget as closely as I should.) If I don't leave it there, though, I'd be overdrawn on the 1st. Any suggestions for how to handle this, both mentally and technically on the program??
Shanna --~--~---------~--~----~------------~-------~--~----~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to [email protected] To unsubscribe from this group, send email to [email protected] For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~----------~----~----~----~------~----~------~--~---
