On May 21, 2009, at 10:13 AM, granado87 wrote:

> I've had some problems that I'm not sure how to deal with. I have a
> credit card that I'm trying to reconcile. I only made 1 payment with 3
> transactions. However, the reconcile amount is not clearing. The
> starting and ending balances are correct, as well as the transaction
> amounts. However, MW still thinks there is a difference.
>
Hello,

Are you entering the starting and ending balances on the statement as  
negatives? Also, your starting balance transaction for a credit card  
or liability account is usually a "Charge" because credit cards are  
liability accounts and rarely carry a positive balance. For more  
reconciling tips, see What is reconciling an account and how do I do it?

> As well, I have my mortgage payment memorized. When I "opened" the
> transaction from "pending," (I, too, was surprised like other members
> of this list that it wasn't automatic) my checking account sees the
> transaction, but my mortgage account doesn't. I'm not sure as to why.
> The transaction detail states that there is a transfer from my
> "checking" to my "mortgage" account.
>
The two sides of a transfer are not connected in this manner. If you  
want to mark both sides as "Open" you'll need to do them both  
individually. This is changing in an upcoming release.

> I really want to like MW, but experiencing these kinds of problems are
> starting to wane on me--and I still have yet to fully learn the bucket
> concept. I could be doing something wrong. Any help would be
> appreciated.


The bucket concept (envelope budgeting) shouldn't be too hard to  
learn. It takes a change of focus from account balances to bucket  
balances. Check out all our videos, articles, and FAQs to learn more.

Peace,

Kevin Hoctor
No Thirst Software LLC
[email protected]
http://nothirst.com
http://kevinhoctor.blogspot.com

Check out our MoneyWell video tutorials:
http://nothirst.com/moneywell/tutorials/

Join our user forum to learn about new releases:
http://groups.google.com/group/no-thirst-software


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