I've set up everything fresh again.

Following the instructions from the article on "How to
Reconcile" (i.e., I left the starting balance at $0 and inputted the
ending balance and date from my last statement). When I "Check All",
it shows a significant difference.

Since all these transactions were downloaded directly from Bank of
America (none of them were manually added by me), I don't understand
how there could possibly be a difference ... It's like the bank is
disagreeing with itself.

thanks if anyone has the answer to this!
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