I've found it pretty easy and relatively inexpensive (say
$100ish/month) to get professional indemnity insurance in NZ to cover
amounts of this order which should cover any such issues that might
arise.  It's harder (e.g. more expensive) to get PI to cover 'each and
every claim' for this amount which more commonplace PI in bigger
countries rather than an annual total, but still easy enough to
obtain.

I imagine there's still an onus on you to be handling everything
sensibly at your end and coding to best practice standards in case of
a claim though.

Cheers,
-Dan


> And then there is the cost of a breach once you're PCI-DSS certified. I'd want
> to have an insurance policy for at least US$ 10 million in place, and this
> could prove to be very difficult to obtain in NZ. All the brokers and
> companies I spoke to don't have a clue on these areas and thus will not
> insure them.

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