Hi guys,

As some of you may know we on the Agile Banking list have been working
on a very simple OAuth based api for general purpose financial
transactions called Open Transact.

http://wiki.github.com/opentransact/opentransact/opentransact

The main concept is that a financial transaction should itself just be
a simple HTTP POST request. All other complexities should be handled
by URL structure and parameters on the OAuth AccessToken.

The first implementation of this is at http://nubux.heroku.com, which
is completely open source.

We have a use case where an independent company operates a payment
card that could in theory work with any OpenTransact based bank. The
basic idea is that the payment card controls an AccessToken and the
issuer manages the communication between say the VISA network and the
bank.

The initial idea is described in this message:

http://groups.google.com/group/agile-banking/browse_thread/thread/160fa389154b4f3d#

Anyway I just launched CapCard which is a proof of concept version of
the above payment card use case. Rather than a real card it is just a
silly web simulation, but it works the same. You link your virtual
card to Nubux using the OAuth dance. After that you can "withdraw"
money and see recent transactions.

CapCard is here:

http://capcard.heroku.com

If you are interested in OAuth with financial applications, please
join the Agile Banking mailing list:

http://groups.google.com/group/agile-banking


P
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