Hello all,

A short note in case it is useful to anyone on the list. I've written a
technical monograph, Delegated Authority in Financial Systems: From OAuth
to Autonomous Agents, and a review draft is open for comments until 30
November 2026 before it goes to publication.

I'm a staff software engineer at PayPal and built its open banking
platform; I'm writing in a personal capacity; my background is at
https://www.linkedin.com/in/ratnadeepsimhadri/ . The book's argument is
that OAuth binds authority to a client's identity, which works while
clients run fixed programs, and that autonomous agents break that
assumption. The chapters most relevant to this group are Chapter 2 (grants,
codes and tokens), Chapter 3 (scope and its limits), Chapter 4 (FAPI),
Chapter 11 (chained delegation: Token Exchange, identity chaining,
transaction tokens, and the recent proposals extending the act claim),
Chapter 12 (MCP, A2A and AP2 authorization), and Chapter 14 (revocation:
RFC 7009, global token revocation, Shared Signals and CAEP). Every draft is
cited by revision and date, with its status as of 6 October 2026, and I'd
welcome corrections where that status has moved.

The review folder, with a one-page brief that says which chapters suit
which reader, is here:
https://drive.google.com/drive/folders/16Th8gy1lkkf6YU9mFDGkF_wZF6MLNBRc
Comments go in the Google Docs; if the link asks for access, request it and
I'll approve.

Reviewers who wish it are acknowledged in the published edition. Thank you,
and apologies to anyone for whom this is noise.

Ratnadeep Simhadri
[email protected]
https://www.linkedin.com/in/ratnadeepsimhadri/
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