my neighbour has a harrowing tale of how oar continues to draw debits
from his account after the contract and debit were cancelled.  see
below:-

"I noticed that OAR were deducting R210 instead of the agreed R70 p.m.
I visited their offices in Salt River and instructed Izak to cancel
the debit order. I also visited Standard Bank and instructed them to
cancel the debit order.
My next bank statement again reflected a debit of R210, so I took the
matter to my Standard Bank consultant who told me they were only able
to cancel the specific reference number and specific amount on my
instruction. If OAR changed their reference number and amount, the
debit order would be valid e.g.
1 August         debit transfer 9529 for R210
1 September   debit transfer 9513 for R98.95
1 October        debit transfer 9958 for R70
The only method of overcoming the problem is to check your statement
each month for the reference number and the amount, visit the
Enquiries counter of Standard Bank and "DISPUTE" that specific
payment, and the debit order will be reversed in your favour within a
couple of days. This has to be done within the calendar month of
receiving your statement as NO backdated claims can be made."

what a palaver.  one hopes he'll eventually give up trying to sneak a
false debit against the account.

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