Have you looked at any of the EMV sites? Mastercard and Visa should both have member associations of banks in your country, so you should consult them. As you will see if you have been following the recent discussions on this Forum, they do not yet have specifications for remote use of debit/credit cards, but it is possible to derive such specifications from the published EMV and individual Europay, Mastercard and Visa card and terminal specs. The problem of persuading E, M and V to accept terminal system specs that result in low cost terminals is something that is exercising a lot of minds at the moment. Your terminal and computer systems should be independent of the card platform - debit/credit is going to be implemented in the cards on proprietary platforms (e.g. the simple cards being used here in the UK at the moment), on Multos platforms, and on Java platforms, and the whole idea of the EMV specs is that cards developed on all the platforms will work with all types of terminal. So technically you can use OCF with PC/SC to implement terminal functions on a PC, but you still have to persuade EMV to give the product type approval or you will be breaching debit/credit scheme rules if you use debit/credit cards in those terminals. For cards issued by your Korean banks, if you want simple single application cards, you can go to the large card suppliers (De La Rue, Gemplus, Schlumberger, Oberthur, Bull, DNP). For multi-application cards, I think that so far only Maosco (Multos cards) has cards ready to take banking applications (ask Hitachi/DNP, Siemens/Keycorp, Atmel (they just bought Motorola's cards division)) - but you should ask Visa about Java cards for banking, and also ask the card suppliers. Maybe you should think about forming a partnership with a company that is already developing banking systems - but I will leave it to other readers of this Forum to suggest possible partners. Peter Tomlinson Iosis, 4 Sommerville Road, Bristol BS7 9AA, UK Phone +44 117 924 9231, fax +44 117 924 9233 Email [EMAIL PROTECTED], web www.iosis.co.uk > ------------------------------------------------ > Date: Mon, 05 Apr 1999 16:37:38 +0900 > From: Chul Yeong Yang <[EMAIL PROTECTED]> > Reply-to: [EMAIL PROTECTED] > Organization: KAIST > To: Open Card <[EMAIL PROTECTED]> > Subject: [OCF] Open system or Closed System? Difficult problem. > > $)C > Dear Sirs, > > We plan to develop a smart card-based payment system integrated with cyberbanking > (Our role is to consult a bank from planning stage to system design stage). > > In the planning stage, we want to help from smart card experts including card and > reader provider and total solution provider. > > Question 1) Open system or Closed System? > - Smart card environment is very complex > (technologies are continually changing and standards are not completely > developed) > - But, our planning system must support internet environment.(system goal) > > ==> Do we go to open system or closed system? > > Question 2) If we go to open system, there are any recommendable solution or > strategy? > > - Is there any real application which adopt OpenPlatform or Multos or OCF, > PC/SC? > Which spec will be de facto standard? > > - If we select Java card or multos card, can we get full support from the > vendors? > > - What!/s the proper smart card and reader? > > - What!/s the standard specification we must to refer? > > > Best Regards, > > > Chul Yeong Yang > International Center for Electronic Commerc(http://icec.net) > [EMAIL PROTECTED] > tel: 822-958-3680 > fax: 822-969-2102 > > > > > > Visit the OpenCard Framework's WWW site at http://www.opencard.org/ for > access to documentation, code, presentations, and OCF announcements. > ----------------------------------------------------------------------------- > To unsubscribe from the OCF Mailing list, send a mail to > "[EMAIL PROTECTED]" with the word "unsubscribe" in the BODY of the > message. > > ***** THIS IS INTERNAL MAIL FROM INTERNET ***** > Visit the OpenCard Framework's WWW site at http://www.opencard.org/ for access to documentation, code, presentations, and OCF announcements. ----------------------------------------------------------------------------- To unsubscribe from the OCF Mailing list, send a mail to "[EMAIL PROTECTED]" with the word "unsubscribe" in the BODY of the message.
