Hello All,
                Please pardon me asking a rudimentary question on this 
list, but, I think that the answers to these questions will be really 
helpful.
1) How does a Card Reader identify and invoke multiple applications that 
exist on the Card. For e.g. I have a VISA and a Master application 
loaded on the smart card. Also, I have my Medical Subscription on the 
same card. When I move to the Merchant for paying for the transaction 
how does the Smart Card Reader invoke the Master and/or the Visa Card 
application?
Is it, that a particular Card Reader will be configured for a particular 
application only. i.e. the Card Reader at the Merchants place is 
configured to access the VISA Card only, so that it SELECT's the VISA 
Application with the AID that it is aware of . If yes, then what happens 
when the Card reader is configured to accept both the VISA and the MC 
card - How can the Card Holder tell the merchant what card he wants to 
use??

2) How can new applications be loaded on the Card , i.e does the Card 
Manufacturer again come into the loop OR can this be done 
programatically?? Are any changes required at the card reader if it has 
to accept a new application. How is the Card reader programmed??

Please pardon me if i have directed these questions to the wrong list.
Thanks for your time..

Ashutosh Shinde=20
Opus Software Solutions
(020) - 5511093
email - [EMAIL PROTECTED]





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