It seems that there are big hopes associated with Microsoft's MiniDriver.
I don't understand why because it is poorly documented, has zero
standards status, and has AFAIK only been implemented in Windows.

Another issue is that I don't see how the MiniDriver provisioning model
could be transferred to mobile phones since the concept of shared
secrets for card management assumes that there is a relation between
the card and the issuer which doesn't scale particularly well.

Why is this even important you may wonder?  Because "Virtual Smart
Cards" using embedded security HW is already a feature in Windows 8:

http://channel9.msdn.com/Events/BUILD/BUILD2011/HW-462T

IMHO, it doesn't make sense to have different provisioning methods
for discrete and virtual smart cards, particularly not for PKI cards.

Also IMO, it is the card industry who must update their provisioning
model otherwise they may lose the battle against the virtual cards
which from the beginning where made to support multiple issuers
and scalability!

Anders

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