I think I may have confused some, regarding my previous post.  The coverage and
amount is specific to the vehicle.  It is not a set amount.  For example:

Method #1
Vehicle/Coverage Table
Seq  Year Type Annual_Miles   Comp_Ded   Comp_Prem      Towing_Ded
Towing_Prem    Pip_Ded   Pip_Limit Pip_Prem
1    97   Jeep 1000      500       25.25           50        10        "NULL"
     "NULL"         "NULL"
2    99   Truck     7000      1000       20.50          "NULL"         "NULL"
     "NULL"         "NULL"         "NULL"
3              98   Car  5000      1000       15.00          0         30
250       100000         35

Method #2
Vehicle Table
Seq  Year Type Annual_Miles
1    97   Jeep 1000
2    99   Truck     7000
3    98   Car  5000

Coverage Table
Seq  Covg_Id   Covg_Ded  Covg_Limit      Covg_Prem
1    A(Comp)   500       "NULL"          25.25
1    B(Towing) 50        "NULL"          10
2    A         1000      "NULL"          20.50
3    A         1000      "NULL"          15
3    B         0         "NULL"          30
3    C(Pip)         250       100000          35


The 1000 comp deductible does not equate to the same premium for all vehicles.
We also have one coverage where 3 columns are necessary to capture the covg
info.  There is a deductible, limit and premium associated with it.  So do we
stick another column in the coverage table to capture for only this coverage?
The saga continues.  Now I understand when they say modeling is an art and not
a science.  I was much better in science.  (Thus my struggles)



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Author: Tracy Rahmlow
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