Title: Re: [ozmidwifery] axa
I don't know about comparing elective surgery (whatever surgery that may be) with having to pay higher for car insurance if you live in a high crime area. Often, people live where they do because of reasons other than being able to afford it. A lot of areas of high crime are populated by those least able to afford higher insurance; lack of money being the only reason many live in those areas. However, I'm all for paying for elective surgery when it's elective. (Says she who thinks it's insane to cut the body open without it being a life or death situation.)
 
Aviva
----- Original Message -----
Sent: Sunday, November 03, 2002 11:28 PM
Subject: Re: [ozmidwifery] axa


Hey Jo

Love reading your posts, you have the right idea!!

Why would VBAC be seen as riskier?  I would think a 1% chance of uterine rupture would be preferable ‘risk’ to a c/s anyway?  Then again evidence doesn’t play much of a role does it!

Take care

Justine



I have often thought that those who want elective cs for no medical reasoning then it should be considered 'cosmetic' and should be treated like cosmetic surgery....YOU pay!  Perhaps the cover should be more costly for those who elect surgery?  The argument that cases of FTP and CPD would increase: but that would be obvious and the medicos would have  allot of explaining to do to justify it.  
There will always be loop holes for women and doctors to get their sections, but it could be a deterrent.  Elective CS cost insurance companies thousands of possibly unnecessary dollars.  It should be structured like car insurance: those who live in high crime areas have to pay more- therefore those who elect unnecessary surgery should pay more.  
There should be a strict criteria which allows emergency cs as exempt from charges.  As I said before the chances are the 'emerg' cases will increase but they are leaving themselves open for close scrutiny.....
What concerns me about insurance companies power over care is that there are reports that doctors who are 'allowing' vbac will be facing higher insurance costs due to the increase risks.........call me biased but THAT IS CAUSE FOR CONCERN!!!!!
well,  there is my 5c worth (about all I have got!)
Jo Bainbridge
founding member CARES SA
email: [EMAIL PROTECTED]
phone: 08 8388 6918
birth with trust, faith & love...


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