|
I'm glad you mentioned this Andrea because it's
just what I was thinking. SA Midwives don't command the prices that they
charge in other states. Will the payments be uniform or income related and
how does that transfer to the amount of cover provided. I also understand
that they will pay the tax on your income. I'm certainly not going to let
a company handle my money take a cut pay tax and then give me what's left.
Professional indemnity should be available through our professional body to ALL
midwives not just homebirthing midwives and should be part and parcel of being a
member.
That's what we should be working towards.
Then there wouldn't be a struggle for a professional body it would be a
necessity. That's also the way to get birth on the agenda and recognised
around the country with a high profile midwifery group bursting at the
seams with the country's midwives.
Maybe the Royal college could accept the insurance
on behalf of it's members and then negotiate it into something we can actually
use.
Lisa.
----- Original Message -----
Sent: Tuesday, September 05, 2006 5:06
PM
Subject: Re: [ozmidwifery] Fw: PI
Insurance - urgent - more interested midwives needed
My feeelings on it are divided as I dont necessarily want CA to
be doing my invoicing of clients for a number of reasons one of which is
confidentiality. but the deal itself sounds reasonable to me to pay on a per
case basis. I would be happy with a per case fee as I feel this would be fair
for everyone regardless of what they charge. I am used to working
without it now and have got over the uneasiness of it but am happy not to own
anything and therefore my risk is low. Not everyone has this luxury. The
NBV are not invoking their right in insisting we have insurance I feel because
none is available but I think this will change if it is in whatever
form. What I understand is that they are going to charge a 5-6 %
administration fee and 1-2% insurance fee and no matter which way you look at
it this equates in my book to 7-8% of what I charge for insurance. What I dont
get is how this works when everyone charges their own fees. This would
mean that say Robyn Thompson will be paying more per client for her insurance
than I will because she charges more and I don't see how they will police
this. What if midwives provide their services for free how does this work or
they could charge a nominal fee say$10 and only pay 80c insurance and still be
covered. I wanted to go to the meeting today but for logistical reasons
couldn't so am waiting to here from the midwives who do.
From what I can gather they need 200 names for CA to start negotiations
but I dont think you will get midwives who only work in hospital to be
interested even though I think they should be and I dont think there are 200
ind practicing midwives in Australia. I'd love to be proved wrong.
Andrea
On 05/09/2006, at 3:47 PM, Lisa Barrett wrote:
Hi Andrea,
I have already emailed Barb
Vernon but have not received a reply at all. I homebirthed in Britain
for 14 years before coming here and I must say that although independent's
have no insurance at the moment there it doesn't prevent or hinder the
homebirth movement fear does that way more successfully than lack of
insurance.. The
biggest horror is that it leaves these midwives as us vulnerable to
complaints not so much from clients but other professionals. I was
looking for a discussion on how it actually works . I have read what's
available but wanted to know what others think in more detail. Here
seems a great place to discuss it.
Lisa
----- Original Message
-----
Sent:
Tuesday, September 05, 2006 8:47 AM
Subject: Re:
[ozmidwifery] Fw: PI Insurance - urgent - more interested midwives
needed
Lisa
Nothing is set in concrete yet but we need 200 names to be able to
move forward. There is a meeting today in Melbourne and have been other
meetings around the country. I suggest you ring Barb Vernon at ACMI
and she can give you the relevant info for your state
Andrea
On 05/09/2006, at 8:24 AM, Lisa Barrett wrote:
|
