From: Maher Labib Abou Steit 
General Manager, UBN. 
Union Bank of Nigeria. 
106, Kasr El-Aini st., 
Lagos
telex: 20060/20061 ube un 

e-mail  [EMAIL PROTECTED] 




Dearest,



Complements of the season 

I am the manager Union Bank of nigeria(UBN). in  my
bank I discovered an 
abandoned sum $33.3usd(thirty three million three
hundred thousand U.S.dollars 
only) in an account that belongs
to one of our foreign customer, by name, Mr. Bob
Robert Chapman, African area 
director for Wycliffe bible translators
international,who died along with his 
wife, Ruth Chapman,in January 2000 in a Kenyan plane
crash in the coast of 
Abidjan,ivory 
coast. 

Since we got information about his death, we have been
expecting his next of 
kin to come over and claim his money because we can
notrelease it unless 
somebody applies for it as next of kin or relation to
the deceased as indicated 
in our banking guidelines.unfortunately I learnt that
his supposed next of kin 
died along with him at the
plane crash leaving nobody behind for the claim. it is
therefore upon this 
discovery that I  decided to make business with you
and release the money to 
you as the next of kin or relation of the deceased for
safety and subsequent 
disbursement since nobody is coming for it and we
don't want this money to go 
into federal goverment account as unclaimed bill. the
banking law and the 
guidelines here stipulates that if such money remained
unclaimed after four 
years the 
money will be transferred into banking treasury as 
unclaimed fund. 

The request of a foreigner as next of kin in this 
business is occasioned by the fact that the customer 
was a foreigner and a  nigerian cannot stand as next 
of kin for a foreigner. It is agreed that a certain 
percentage of this money will be for you as my 
foreign partner. there after  I will 
visit your country for disbursement according to 
the percentage agreed. 

Therefore to enable the immediate transfer of the fund
to you as arranged. you 
must apply first to the bank as a relation or next of
kin 
of the deceased indicating your bank account number
and location wherein the 
money will be remitted. upon receipt of your reply I
will send to you the text 
of the application. 

As soon as you receive this letter, you should contact

me through my e-mail  [EMAIL PROTECTED] 

Trusting to hear from you immediately. 

Yours faithfully 

Maher Labib Abou Steit 
General Manager, UBN. 



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