While we are on this topic is anyone aware of an open one-time password
system which could be used across multiple sites? I'm thinking something
along the lines of SecurID. I can imagine a business model where users
purchase a token and/or subscription and site owners can use a free API to
incorporate this authentication into their websites.

The whole concept of cross-domain credentials is not new, anyone aware of a
system that works with a hardware or software token?

Jim
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