----- Original Message ----- From: "Graywolf"
Subject: Re: North American insurance



Many places in the US do not have/require business licenses. North Carolina specifically exempts photographers.

Same thing here.
Insurance companies are not tied to state or provincial laws in this regard however.
I get a much better rate by maintaining a business licence and taking out business insurance as opposed to sticking it onto my household policy.


William Robb


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